tag:blogger.com,1999:blog-9258340647922959342024-03-14T00:56:07.846-04:00North-Central NJ Real Estate and HomesWhat's happening in the Morris, Essex, Somerset and Union County New Jersey Real Estate Markets. North NJ Real Estate Specialists. Real Estate Sales and News in Morristown, Morris Twp, Denville, Parsippany, Montville, Hanover, East Hanover, Randolph, Mountain Lakes, Whippany, Madison, Chatham, Basking Ridge, Short Hills, Summit, New Providence, Livingston, Roseland and more.SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comBlogger765125tag:blogger.com,1999:blog-925834064792295934.post-12102146164774265232023-10-02T17:14:00.000-04:002023-10-02T17:14:18.911-04:0055+ Active Adult Communities in Morris County, New Jersey<p> </p><!--wp:image {"align":"center","id":8788,"sizeSlug":"full","linkDestination":"media"}-->
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<p>Morris County, New Jersey is home to a large variety of condo and townhome communities for active adults! Most communities are 55+ with a few requiring only 48+. With abundant amenities and services designed to fit your needs, each community brings a wealth of fun, comfort, and neighborly spirit. Morris County just 30-60 minutes from New York City, so you'll have plenty of options for recreation at home or in the city!</p>
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<figure class="wp-block-table is-style-stripes"><table class="has-black-color has-white-background-color has-text-color has-background"><thead><tr><th class="has-text-align-center" data-align="center">Town</th><th class="has-text-align-center" data-align="center">Community</th><th class="has-text-align-center" data-align="center">Type</th><th class="has-text-align-center" data-align="center">Beds</th><th class="has-text-align-center" data-align="center">Baths</th><th class="has-text-align-center" data-align="center">Parking</th><th class="has-text-align-center" data-align="center">Price Range</th><th class="has-text-align-center" data-align="center">Available Homes</th></tr></thead><tbody><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Chatham Twp</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a data-id="http://www.MelroseAtChatham.com" data-type="URL" href="http://www.MelroseAtChatham.com" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Melrose at Chatham</span></a></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Townhomes</td><td class="has-text-align-center" data-align="center" style="text-align: center;">3-4</td><td class="has-text-align-center" data-align="center" style="text-align: center;">3.1-3.2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2 Car Garages</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$1,200,000-$1,600,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=120" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a></td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Chester Twp</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=55" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Four Seasons</span></a></td><td class="has-text-align-center" data-align="center" style="text-align: center;"> Townhomes </td><td class="has-text-align-center" data-align="center" style="text-align: center;"> 3-4 </td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1-3.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> 2 Car Garages </td><td class="has-text-align-center" data-align="center" style="text-align: center;">$480,000-$700,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=55" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Denville</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a href="http://www.RegencyAtDenvilleLiving.com" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Regency at Denville</span></a></td><td class="has-text-align-center" data-align="center" style="text-align: center;"> Townhomes </td><td class="has-text-align-center" data-align="center" style="text-align: center;">3</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> 2 Car Garages </td><td class="has-text-align-center" data-align="center" style="text-align: center;">$660,000-$850,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=116" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">East Hanover</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=59" rel="noreferrer noopener" target="_blank">Cerbone Villas</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;"> Townhomes </td><td class="has-text-align-center" data-align="center" style="text-align: center;">2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1 Car Garage</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$350,000-$425,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=59" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Florham Park</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=140" rel="noreferrer noopener" target="_blank">Brooklake Park</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Condos</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1.0-2.0</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1 Car Garage</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$400,000-$480,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=140" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;"> Florham Park </td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a data-id="http://www.DelWebbFlorhamPark.com" data-type="URL" href="http://www.DelWebbFlorhamPark.com" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Del Webb Florham Park</span></a></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Condos, Townhomes</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1-4</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1.0-3.0</td><td class="has-text-align-center" data-align="center" style="text-align: center;">0-2 Garages</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$475,000-$1,400,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=258" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;"> Florham Park </td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a data-id="http://www.NorthgateAtFlorhamPark.com" data-type="URL" href="http://www.NorthgateAtFlorhamPark.com" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Northgate at Florham</span></a></td><td class="has-text-align-center" data-align="center" style="text-align: center;"> Townhomes </td><td class="has-text-align-center" data-align="center" style="text-align: center;">2-4</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1-3.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2 Car Garages</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$875,000-$1,310,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=120" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHE</span></a><span style="text-decoration: underline;"><a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=126" rel="noreferrer noopener" target="_blank">C</a></span><a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=120" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">K</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Hanover</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a href="http://www.VieraAtHanover.com" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Viera at Hanover</span></a></td><td class="has-text-align-center" data-align="center" style="text-align: center;"> Townhomes </td><td class="has-text-align-center" data-align="center" style="text-align: center;">2-3</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1-3.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2 Car Garages</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$700,000-$950,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=67" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Montville</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=75" rel="noreferrer noopener" target="_blank">Campagna</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Condos</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1-2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1.0-2.0</td><td class="has-text-align-center" data-align="center" style="text-align: center;">Assigned Spot</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$280,000-$420,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=75" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Morris Plains</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=265" rel="noreferrer noopener" target="_blank">Venue at the American</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Condos, Townhomes</td><td class="has-text-align-center" data-align="center" style="text-align: center;">3</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1-2 Car Garage</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$600,000-$1,040,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=265" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Mount Arlington</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=205" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Horizons</span></a></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Condos</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1 Car, Undeground Garage</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$340,000-$415,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=205" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;"> Mount Arlington </td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=121" rel="noreferrer noopener" target="_blank">Nolans Ridge</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Condos</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">Assigned Spot</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$375,000-$605,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=121" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Parsippany</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=98" rel="noreferrer noopener" target="_blank">Four Seasons</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;"> Townhomes </td><td class="has-text-align-center" data-align="center" style="text-align: center;">3-4</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> 2 Car Garages </td><td class="has-text-align-center" data-align="center" style="text-align: center;">$530,000-$570,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=98" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Parsippany</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><a href="http://www.SterlingMistLiving.com" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Sterling Mist</span></a></td><td class="has-text-align-center" data-align="center" style="text-align: center;"> Townhomes </td><td class="has-text-align-center" data-align="center" style="text-align: center;">3</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> 2 Car Garages </td><td class="has-text-align-center" data-align="center" style="text-align: center;">$537,500-$660,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=147" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Randolph</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=203" rel="noreferrer noopener" target="_blank">Dawson Brook</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;"> Townhomes </td><td class="has-text-align-center" data-align="center" style="text-align: center;">2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">2.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> 2 Car Garages </td><td class="has-text-align-center" data-align="center" style="text-align: center;">$770,000-$838,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=203" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Rockaway Twp</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=104" rel="noreferrer noopener" target="_blank">Fox Hills</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Condos</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1-3</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1.0-2.0</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1-2 Assigned Spots</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$215,000-$532,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=104" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr><tr><td class="has-text-align-center" data-align="center" style="text-align: center;">Rockaway Twp</td><td class="has-text-align-center" data-align="center" style="text-align: center;"><span style="text-decoration: underline;"><a href="https://morris-homes.com/townhomes/CommunityDetail.asp?communitykey=119" rel="noreferrer noopener" target="_blank">Greenbriar at Fox Ridge</a></span></td><td class="has-text-align-center" data-align="center" style="text-align: center;">Condos</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1-2</td><td class="has-text-align-center" data-align="center" style="text-align: center;">1.1-2.1</td><td class="has-text-align-center" data-align="center" style="text-align: center;">Assigned Underground Parking</td><td class="has-text-align-center" data-align="center" style="text-align: center;">$295,000-$560,000</td><td class="has-text-align-center" data-align="center" style="text-align: center;"> <a href="https://morris-homes.com/AllHomesInCommunity.asp?communitykey=119" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">CHECK</span></a> </td></tr></tbody></table></figure>
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<h2 class="has-text-align-center has-large-font-size" style="text-align: center;">Gallery</h2>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-26209449472149198312023-03-29T13:52:00.006-04:002023-03-29T13:52:53.130-04:00Where Are the Spring Listings?<div class="separator"><p style="margin-left: 1em; margin-right: 1em;"><img height="267" src="https://images.barrons.com/im-750395?width=700&height=467" width="400" /><br />Allison Dinner/Getty Images</p></div>
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<p>Dana Bull, a real estate agent in the greater Boston area, says there’s one major question on the minds of house hunters she encounters these days: “Is it going to get better?”</p>
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<p>Such shoppers aren’t referring to mortgage rates. Rather, it’s a lack of attractive listings bringing down their moods. “We’re starting to see tones of desperation,” Bull said in an interview earlier this month. “A lot of these buyers have been waiting six weeks, and they haven’t seen a single home that meets their criteria.”</p>
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<p>The typically-busy spring home buying this year is sending muddled signals, particularly in comparison to the strong market at this time last year. Existing-home prices <a href="https://www.barrons.com/articles/existing-home-prices-fell-in-february-for-first-time-since-2012-but-sales-picked-up-f20cc730?mod=article_inline" rel="noreferrer noopener" target="_blank">have fallen slightly</a> from year-ago levels, but new listings remain scarce. Mortgage rates in recent weeks have pulled back, but are still well above year-ago levels—not to mention the historic lows set earlier in the pandemic. The volume of home purchase loan applications measured by the Mortgage Bankers Association has improved for three weeks in a row, but pales in comparison to the same period last year.</p>
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<p>Put simply: “The housing market is in a weird spot,” Peter Boockvar, an economist and Bleakley Financial Group chief investment officer, wrote in a Thursday email to clients. The slim inventory of existing-homes for sale is keeping home prices strong, Boockvar wrote. “Speaking from experience at least in the Northeast, prices are high, bidding wars above ask are still taking place but we have to wonder how long this can last,” he wrote. </p>
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<p>Mortgage rates have dropped in the wake of bank sector tumult and the Federal Reserve’s 0.25 <a href="https://www.barrons.com/articles/mortgage-rates-fed-decision-d4af28bc?mod=article_inline" rel="noreferrer noopener" target="_blank">percentage point rate hike</a>. <a href="https://www.barrons.com/market-data/stocks/fmcc" rel="noreferrer noopener" target="_blank">Freddie Mac </a>’s weekly 30-year fixed mortgage rate gauge fell to 6.42% as of last Thursday, the lowest such rate in about a month. “If mortgage rates continue to slide over the next few weeks, look for a continued rebound during the first weeks of the spring homebuying season,” Sam Khater, Freddie Mac’s chief economist, said in a statement, <a href="https://www.barrons.com/articles/mortgage-rates-fall-to-lowest-level-in-a-month-the-housing-market-could-see-a-continued-rebound-dd1f2c81?mod=article_inline" rel="noreferrer noopener" target="_blank"><em>Barron’s </em>reported</a>. </p>
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<p>A smooth descent is not necessarily guaranteed. While forecasts published by trade groups such as the Mortgage Banker’s Association and the National Association of Realtors foresee mortgage rates ending the year lower than where they began, the near-term could be bumpy. Mortgage rates in the wake of the Fed’s March meeting last week “are likely to temporarily decline but not plummet,” <a href="https://www.barrons.com/market-data/stocks/rdfn" rel="noreferrer noopener" target="_blank">Redfin </a>wrote in a Friday report. “Demand is likely to swing up and down based on fluctuations in rates and availability of homes on the market.”</p>
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<p>Buyers coaxed off the sidelines by lower rates could have a hard time finding the home that’s right for them: The inventory of existing-homes remained low in February, the National Association of Realtors said on Tuesday. There were 980,000 units available for sale at the end of February, the trade group said—up from February 2022’s scarce supply of 850,000, but significantly below the February historic average of roughly 2.15 million, according to counts dating back to 1999.</p>
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<p>Early data from Redfin shows that homeowners’ reluctance to sell may have continued into March: the number of new listings during the four-week period ended March 19 was 22% lower than one year prior, according to Redfin data published last week—a year-over-year decline that the brokerage characterized as one of the largest since the early days of the pandemic.</p>
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<p>”Prospective buyers are struggling with tight supply, as sellers are typically slower to return than buyers,” Redfin’s Dana Anderson wrote in a Friday report. “Many would-be sellers are reluctant because they want to hang onto a low mortgage rate–nearly all homeowners have a rate under 6%–and because they’re also buyers struggling with low inventory.”</p><p><a href="https://www.srrealestategroup.com/files/2016/12/new-construction-floor-plans.jpg" style="clear: left; display: inline !important; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="" class="wp-image-2288" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2016/12/new-construction-floor-plans-300x158.jpg" /></a></p>
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<p>In the meantime, new homes could absorb some of that demand. “The lack of existing home inventory means demand for new homes will rise as interest rates decline over the coming quarters,” Alicia Huey, the National Association of Home Builders’ chairman, said on Thursday,” <a href="https://www.barrons.com/articles/mortgage-rates-fall-to-lowest-level-in-a-month-the-housing-market-could-see-a-continued-rebound-dd1f2c81?mod=article_inline" rel="noreferrer noopener" target="_blank"><em>Barron’s</em> reported</a>. </p>
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<p>About one in four for-sale homes right now is new, says BTIG home building analyst Carl Reichardt. The share is normally closer to one-in-ten, he says. Part of the difference is intent: there are “many dozens of different motives someone might have to sell an existing home,” Reichardt says. “A builder has one: it’s their business.” Builders with their own finance companies are also able to drive some demand by buying down interest rates, the analyst adds. </p>
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<p>“For all those reasons, you’ve seen new homes gain share of the overall transaction market, and I expect that we’re going to continue to see that for a while,” Reichardt says. </p>
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<p style="font-size: 9px;">The full article originally appeared on <em>Barron's</em> <a href="https://www.barrons.com/articles/spring-season-home-sales-buying-real-estate-market-listings-2812ae68?mod=Searchresults" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">here</span></a>. Written by <a href="https://www.barrons.com/authors/shaina-mishkin?mod=article_byline" rel="noreferrer noopener" target="_blank"><span style="text-decoration: underline;">Shaina Mishkin</span></a>.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-92155823744417551032023-03-28T12:58:00.008-04:002023-03-28T12:58:56.775-04:00How Homeownership Is Life Changing for Many Women<p> <a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/03/20230328-how-homeownership-is-lifechanging-for-many-women-KCM-55447ca15a3f402798c05b6ac6f0f7f80905baf1.jpg"><img class="wp-image-8383" height="350" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/03/20230328-how-homeownership-is-lifechanging-for-many-women-KCM-55447ca15a3f402798c05b6ac6f0f7f80905baf1.jpg" width="640" /></a></p>
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<p>Throughout <a href="https://womenshistorymonth.gov/" rel="noreferrer noopener" target="_blank">Women’s History Month</a>, we reflect on the impact women have in our lives, and that includes impact on the housing market. In fact, since at least 1981, <a href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers" rel="noreferrer noopener" target="_blank">single women</a> have bought more homes than single men each year, and they make up <a href="https://www.nar.realtor/blogs/economists-outlook/celebrating-the-single-women-home-buyers-for-galentines-day" rel="noreferrer noopener" target="_blank">17%</a> of all households.</p>
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<h4><strong>Why Is Homeownership So Important to Women?</strong></h4>
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<p>The rise in women pursuing homeownership hasn’t just made an impact on the housing market. It’s also been an asset for those buyers and their households. That’s because homeownership has many benefits, both <a href="https://www.keepingcurrentmatters.com/2023/03/23/why-buying-a-home-is-a-sound-decision/" rel="noreferrer noopener" target="_blank">financial</a> and <a href="https://www.keepingcurrentmatters.com/2023/03/15/balancing-your-wants-and-needs-as-a-homebuyer-this-spring/" rel="noreferrer noopener" target="_blank">personal</a>.</p>
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<p>On the financial side, housing proves to be the key to building wealth for single women. Ksenia Potapov, Economist at <em>First American</em>, <a href="https://blog.firstam.com/economics/for-single-women-housing-remains-largest-component-of-wealth-creation" rel="noreferrer noopener" target="_blank">says</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“For single women, housing has always made up a large share of total assets. Over the last 30 years, </em><strong><em>the average single woman’s wealth has increased 88%</em></strong><em> on an inflation-adjusted basis, from just over $142,000 in 1989 to $267,000 in 2019, </em><strong><em>and</em></strong><em> </em><strong><em>housing has remained the single largest component of their wealth</em></strong><em>.”</em></p></blockquote>
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<p>The <a href="https://www.keepingcurrentmatters.com/2023/03/10/buying-a-home-may-make-more-sense-than-renting-infographic/" rel="noreferrer noopener" target="_blank">financial security</a> and independence homeownership provides can be life changing, too. And when you factor in the personal motivations behind buying a home, that impact becomes even clearer.</p>
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<p>A recent report from the <em>National Association of Realtors </em>(NAR) <a href="https://www.nar.realtor/blogs/economists-outlook/celebrating-the-single-women-home-buyers-for-galentines-day" rel="noreferrer noopener" target="_blank">shares</a> the top reasons single women are buying a home right now (<em>see chart below</em>):</p><p><img height="480" src="https://files.keepingcurrentmatters.com/content/branded/images/20230327/20230328-top-reasons-to-purchase-a-home-MEM.png" width="640" /></p>
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<p><a href="https://files.keepingcurrentmatters.com/content/branded/images/20230327/20230328-top-reasons-to-purchase-a-home-MEM.png" rel="noreferrer noopener" target="_blank"></a></p>
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<h3><br /></h3><h3>Bottom Line</h3>
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<p>Homeownership can be life changing no matter who you are. Work with a <a href="https://www.keepingcurrentmatters.com/2023/03/14/an-expert-gives-you-clarity-in-todays-housing-market/" rel="noreferrer noopener" target="_blank">local real estate agent</a> today to talk about your goals in the real estate market.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-35457873075579838222023-02-17T15:43:00.002-05:002023-02-18T15:47:55.632-05:00Enclave at Short Hills Townhomes, New Jersey<p>Live in the heart of Short Hills, New Jersey in the ONLY GATED, Luxury Townhome Community in Short Hills, NJ. The Enclave at Short Hills offers residents the rare opportunity to live a Luxury, Urban Lifestyle in a smartly designed townhomes. Prestigious Short Hills, NJ offers a Top Rated School System and a short ride to all that the Essex County Area has to offer and is approximately 22 miles from New York City and is just minutes away from all the conveniences necessary for today's lifestyles. It is a great place to Live, Raise a Family, Relax and Enjoy Life! Welcome to Luxury, Maintenance-Free Living at it's very best!</p>
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<h2>Community Highlights</h2>
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<ul><li>A Distinctive Townhome Community of 3 bedroom townhomes with 2.1-4.1 Baths and 2 Car Garages in Short Hills, NJ.</li><li>Quality Construction by Toll Brothers located in the heart of Short Hills and steps to Fine and Casual Restaurants.</li><li>Modern Townhome Design, Truly Elegant Residences.</li><li>12 +/- minute walk to Short Hills Train Station with Midtown Direct Train to New York City.</li><li>30 +/- minute drive to Manhattan.</li><li>18 +/- minute drive to Newark International Airport.</li><li>10 +/- minutes drive to The Mall at Short Hills.</li><li>Many Floor Plans to choose from including three floor plans that offer a Master Bedroom Suite on the First Level.</li><li>High-end Kitchens with Designer Stainless Steel Appliances and Spa-like Master Baths</li><li>Walkout Basements and 2 Storey Livings Rooms.</li><li>All Units have Basements, some of them have Finished Basements and some of them are Walkout Basements.</li><li>Ultimate Convenient Location! Safe, Quiet & Beautiful.</li><li>Minutes to Major Routes like 24, 78, Garden State Parkway, 287, 80, 280 provide for the Ultimate Location and Home Values.</li><li>Short Hills has an Excellent, Top-Rated School System.</li><li>Short Hills is an unincorporated community located within Millburn Township, in Essex County, New Jersey.</li></ul>
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<h1>Location</h1><div><iframe allowfullscreen="" height="450" loading="lazy" referrerpolicy="no-referrer-when-downgrade" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3023.9155527190123!2d-74.32039858433998!3d40.71987547933101!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c3ae7c25fb99e5%3A0xe8581437e8aed785!2sWoodstone%20Cir%2C%20Millburn%2C%20NJ%2007078!5e0!3m2!1sen!2sus!4v1676753032044!5m2!1sen!2sus" style="border: 0;" width="600"></iframe></div>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-40479778650877619872023-02-17T14:46:00.001-05:002023-02-18T14:51:32.483-05:00The Fairways Townhomes in Livingston, New Jersey<p>The Fairways at Livingston, New Jersey is a sought after Premiere, Gated, Luxury townhome community in the north west section of Livingston Twp., NJ. The community is located right next to the Cedar Hill Golf & Country Club and off Route 10 and is ideally located close to schools, shopping, highways and public transportation. The Fairways offers its residents that rare opportunity to live a Luxury, Urban Lifestyle in a smartly designed townhomes. The Fairways also features Ultra-Sophisticated Amenities for a Lavish Lifestyle Beyond Compare. This community features 214 Townhouses of various floor plans. It offers Luxury, Maintenance Free Living without sacrificing space in the Top-rated Livingston NJ School District. It is a great place to Live, Relax and Enjoy life.</p>
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<p>From the Elegant Clubhouse which is a great place to meet friends, to the refreshing Swimming Pool or the Fitness Center and Tennis & Basketball Courts, the community has always been the place for buyers in Northern New Jersey. At the Fairways, exteriors are designed to be low maintenance and your lawn mowing and snow removal are all taken care of, so you'll have plenty of time to enjoy the fabulous clubhouse and amenities. Livingston lies just 26 miles west of New York City in Essex County, NJ and is just minutes away from all the conveniences necessary for today's lifestyles.</p>
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<h2>Community Highlights</h2>
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<ul><li>Premier Location in Desirable, Livingston, New Jersey.</li><li>Located next to the premier, members-only Cedar Hill Golf & Country Club.</li><li>Some Townhomes have views of the Golf Course.</li><li>Ultimate Convenient Location! Safe, Quiet & Beautiful.</li><li>Gated Community with 24 Hour Security and ample visitor parking.</li><li>Ultra Sophisticated Amenities include an Elegant Club House with Billiards and Kitchen facilities, State of the Art Fitness Center, Outdoor Swimming Pool, Tennis and Basketball Courts.</li><li>Many Floor Plains ranign from 2000-4100 Sq. Feet including some that feature First Floor Master Suites. </li><li>All Units have Basements, some of them have Finished Basements.</li><li>Right at the Entrance to the community is Bus which takes you to New York City and a <a href="https://www.livingstonnj.org/638/Livingston-Express-Shuttle" rel="noreferrer noopener" target="_blank">jitney to the South Orange Midtown Direct Train Station</a>.</li><li>35 +/- minute drive to Manhattan.</li><li>25 +/- minute drive to Newark International Airport.</li><li>15 +/- minutes drive to The Mall at Short Hills.</li><li>Minutes to Major Routes like 24, 78, 10, Garden State Parkway, 287, 80, 280 provide for the Ultimate Location and Home Values.</li><li>Shopping, Restaurants along Route 10 and Cultural Activities abound nearby including Museums, Historical Landmarks, Art Galleries, Gardens, Parks and Recreation Galore.</li><li>Livingston has an Excellent, Top-Rated School System.</li></ul>
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<h1>Gallery</h1><h1><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/clubhouse_51963973712_o-bb873563884656f2f1ee373b7e862de89279f846.jpg"><img class="wp-image-8204" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/clubhouse_51963973712_o-bb873563884656f2f1ee373b7e862de89279f846.jpg" data-id="8204" data-link="https://www.srrealestategroup.com/?attachment_id=8204" height="268" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/clubhouse_51963973712_o-bb873563884656f2f1ee373b7e862de89279f846.jpg" width="400" /></a><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/deck_51963973692_o-7425ad21912dca3604915bc6a4b68b9903003946.jpg"><img class="wp-image-8205" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/deck_51963973692_o-7425ad21912dca3604915bc6a4b68b9903003946.jpg" data-id="8205" 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<h1>Location</h1><div><iframe allowfullscreen="" height="450" loading="lazy" referrerpolicy="no-referrer-when-downgrade" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3020.4324961515667!2d-74.36070858433791!3d40.796488879322816!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c3a91d5c257bdb%3A0x98e12f9b3c5068bc!2sWinged%20Foot%20Dr%2C%20Livingston%2C%20NJ%2007039!5e0!3m2!1sen!2sus!4v1676749632912!5m2!1sen!2sus" style="border: 0;" width="600"></iframe></div><div><br /></div>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-11813456591596325112023-02-17T13:27:00.035-05:002023-02-18T14:14:44.953-05:00Regency Club Townhomes - Livingston, New Jersey<p>The Regency Club at Livingston, New Jersey is a sought after private, gated townhome community in the south west section of Livingston Twp., NJ. The community is located right near Barnabas Health Care Center and Livingston Mall and is ideally located close to schools, shopping, highways and public transportation. The Regency Club offers its residents that rare opportunity to live a Luxury, Urban Lifestyle in a smartly designed townhomes. The Regency Club also features Ultra-Sophisticated Amenities for a Lavish Lifestyle Beyond Compare. This community features 265 Townhouses of various floor plans. It offers Luxury, Maintenance-Free Living without sacrificing space in the Top-rated Livingston NJ School District. It is a great place to Live, Relax and Enjoy life.</p>
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<p>From the Elegant Clubhouse which is a great place to meet friends, to the refreshing Swimming Pool or the Fitness Center and Tennis Courts, the community has always been the place for buyers in Northern New Jersey. At the Regency Club, exteriors are designed to be low maintenance and your lawn mowing and snow removal are all taken care of, so you'll have plenty of time to enjoy the fabulous clubhouse and amenities. Livingston lies just 26 miles west of New York City in Essex County, NJ and is just minutes away from all the conveniences necessary for today's lifestyles.</p>
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<h2>Community Highlights</h2>
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<ul><li>Premier Location in Desirable, Livingston, New Jersey.</li><li>Ultimate Convenient Location! Safe, Quiet & Beautiful.</li><li>Gated Community with 24 Hour Security.</li><li>7 Floor Plains ranign from 1750-3500 Sq. Feet including some One-Level Ranch-Style Units. </li><li>Ultra Sophisticated Country Club Lifestyle with amenities like an Elegant 3000 Sq-Foot Club House with Card Room, Billiards Room, Multi-purpose Reception Room, Kitchen facilities, State of the Art Fitness Center, Locker Rooms, Sauna, Whirlpool and Steam room, Heated Outdoor Swimming Pool with Resort Style Waterfalls and Landscaping and 2 Outdoor Tennis Courts.</li><li>Some Units have Basements, some of them have Finished Basements.</li><li>Across the street from community is a <a href="https://www.livingstonnj.org/638/Livingston-Express-Shuttle" rel="noreferrer noopener" target="_blank">jitney to the South Orange Midtown Direct Train Station</a>.</li><li>32 +/- minute drive to Manhattan.</li><li>22 +/- minute drive to Newark International Airport.</li><li>6 +/- minutes drive to World Class Shopping at The Mall at Short Hills.</li><li>Minutes to Major Routes like 24, 78, 10, Garden State Parkway, 287, 80, 280 provide for the Ultimate Location and Home Values.</li><li>Quality Shopping and Cultural Activities abound nearby including Museums, Historical Landmarks, Art Galleries, Gardens, Parks and Recreation Galore.</li><li>Livingston has an Excellent, Top-Rated School System.</li></ul>
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<h1>Gallery</h1><h1><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/01-lr-dr_bb_51875958125_o-64bb1dda3b70919c4be91b331dee462b7bc50756-scaled.jpg"><img class="wp-image-8179" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/01-lr-dr_bb_51875958125_o-64bb1dda3b70919c4be91b331dee462b7bc50756-scaled.jpg" data-id="8179" data-link="https://www.srrealestategroup.com/?attachment_id=8179" height="267" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/01-lr-dr_bb_51875958125_o-64bb1dda3b70919c4be91b331dee462b7bc50756-1024x683.jpg" width="400" /></a><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/002-405357-dsc01115_11037218_51875958740_o-9c13856a199be2bd8e879842795f1ef90fdcb3ff-scaled.jpg"><img class="wp-image-8180" 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<h1>Location</h1><div><iframe allowfullscreen="" height="450" loading="lazy" referrerpolicy="no-referrer-when-downgrade" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3021.6364518757!2d-74.35660023222383!3d40.77002007647153!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c3a92b3d654689%3A0xaf9a3eb0c15d18d6!2sRegal%20Blvd%2C%20Livingston%2C%20NJ%2007039!5e0!3m2!1sen!2sus!4v1676747491041!5m2!1sen!2sus" style="border: 0;" width="600"></iframe></div>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-31954858677658198652023-02-17T13:09:00.000-05:002023-02-17T13:09:14.230-05:00Rolling Hill Townhomes - Madison, New Jersey<p> </p><!--wp:paragraph-->
<p>The Desirable Rolling Hill Townhome Community in the quiet section of Madison, New Jersey offers all the comforts of carefree, townhome living with a private, neighborhood feeling. This small community of only 21 Townhomes with gracious curb appeal, along a cul-de-sac street, is close to shopping, restaurants and recreational parks and within short distance of Madison's picturesque downtown. Residents are just minutes from their favorite coffee shops, restaurants, boutique shops, and the Madison Train Station with a direct line to Manhattan.</p>
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<p>Madison lies about 25 miles west of New York City in Morris County and is just minutes away from all the conveniences necessary for today's lifestyles. The NJ Transit Morris and Essex Line of serves Madison with direct service to New York Penn Station and to Hoboken.</p>
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<h2>Community Highlights</h2>
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<ul><li>Rolling Hill Madison is an Upscale and Peaceful Townhome Community of 2 to 4 Bedroom with 2.1 to 3.1 Baths and 1-2 Car Garages.</li><li>Quality built by famous builder Harvey Caplan.</li><li>Location! Location! Location!</li><li>Some Floor Plans feature First Floor Master Suites.</li><li>A landscaped Gazebo in the center of Rolling Hill Court serves as the communal gathering place for socializing,activities and movie nights with neighbors and friends.</li><li>Right across from Castle Park Playground.</li><li>1 +/-Mile to Madison Train Station for the Midtown Direct train to New York City and Hoboken.</li><li>5 +/- Minute Drive to the Madison Downtown, Whole Foods Supermarket, the center of town, shops, and eateries.</li><li>5 +/- Minute Walk to Madison Golf Club.</li><li>4 +/- Minute Drive to Fairmount Country Club in nearby Chatham, NJ</li><li>3 +/- Minute Drive to Hickory Shopping Center with Shoprite Grocery. Starbucks, Cleaners, etc.</li><li>29 +/- Miles from Manhattan.</li><li>25 +/- minute drive to Newark International Airport.</li><li>10+/- minutes to The Mall at Short Hills.</li><li>Minutes to Major Routes like 24 and Interstates 287, 78, 280 & 80.</li><li>Close to the NY JETS Training Facility.</li><li>Morris County, New Jersey was recently rated as the 6th Best Place to Raise a Family by Forbes Magazine ranking U.S. counties with populations over 65,000.</li></ul><div><br /></div>
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<h1>Gallery</h1>
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<h1>Location</h1><div><iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3220.305050014592!2d-74.42693178435863!3d40.74620704345858!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c3a599a79c26e5%3A0x325ab882071f1dec!2s11%20Rolling%20Hill%20Ct%2C%20Madison%2C%20NJ%2007940!5e0!3m2!1sen!2sus!4v1676657318721!5m2!1sen!2sus" width="600" height="450" style="border:0;" allowfullscreen="" loading="lazy" referrerpolicy="no-referrer-when-downgrade"></iframe></div><div><br /></div>
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<!--wp:bt-block-gmaps/map {"address":"11 Rolling Hill Ct, Madison, NJ 07940, USA","height":289,"zoom":14,"style":{"spacing":{"padding":{"top":"0px","right":"0px","bottom":"0px","left":"0px"}}}} /-->
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-66924412851731350082023-02-16T16:48:00.001-05:002023-02-16T16:48:33.366-05:00Madison Green Village Townhomes, New Jersey<p> </p><!--wp:paragraph-->
<p>A manicured community of Detached, Patio Homes, the townhomes in the Madison Green Village offer 32 Private, Fully-Detached Townhomes arranged around four private courtyards. The community is close to shopping, restaurants and recreational parks and offers easy, carefree living in a boutique collection of luxury townhouses within short distance of Madison, NJ's picturesque downtown. Residents are just minutes from their favorite coffee shops, restaurants, boutique shops, and the Madison Train Station with a direct line to Manhattan.</p>
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<p>Madison, NJ lies about 25 miles west of New York City in Morris County, NJ and is just minutes away from all the conveniences necessary for today's lifestyles. The NJ Transit Morris and Essex Line of serves Madison with direct service to New York Penn Station and to Hoboken.</p>
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<h2>Community Highlights</h2>
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<ul><li>Madison Green Village is an Upscale and Peaceful Townhome Community of 2 to 4 Bedroom with 2.1 to 3.1 Baths and 2 Car Garages arranged around four private courtyards.</li><li>Location! Location! Location!</li><li>All Townhomes are fully-detached, stand-alone units with No Common Walls.</li><li>1 +/-Mile to Madison Train Station for the Midtown Direct train to New York City and Hoboken.</li><li>5 +/- Minute Drive to the Madison Downtown, Whole Foods Supermarket, the center of town, shops, and eateries.</li><li>5 +/- Minute Walk to Madison Golf Club.</li><li>4 +/- Minute Drive to Fairmount Country Club in nearby Chatham, NJ</li><li>3 +/- Minute Drive to Hickory Shopping Center with Shoprite Grocery. Starbucks, Cleaners, etc.</li><li>29 +/- Miles from Manhattan.</li><li>25 +/- minute drive to Newark International Airport.</li><li>10+/- minutes to The Mall at Short Hills.</li><li>Minutes to Major Routes like 24 and Interstates 287, 78, 280 & 80.</li><li>Close to the NY JETS Training Facility.</li><li>Morris County, New Jersey was recently rated as the 6th Best Place to Raise a Family by Forbes Magazine ranking U.S. counties with populations over 65,000.</li></ul>
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<h1>Location</h1><div><iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3022.739226221682!2d-74.42895228990912!3d40.74576328311407!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c3a598512bf0d1%3A0x598d1630810a444c!2s3%20Esti%20Ct%2C%20Madison%2C%20NJ%2007940!5e0!3m2!1sen!2sus!4v1676584091657!5m2!1sen!2sus" width="600" height="450" style="border:0;" allowfullscreen="" loading="lazy" referrerpolicy="no-referrer-when-downgrade"></iframe></div>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-40288597000717180822023-02-16T15:30:00.001-05:002023-02-16T15:30:17.988-05:00The Afton of Morris in Florham Park, New Jersey<p> </p><!--wp:paragraph-->
<p>Luxury-Styled Townhomes in a small town setting located in beautiful Florham Park, New Jersey. The Afton of Morris offers to own Low Maintenance Townhouses with Private Elevators inside each unit and designed to fit modern lifestyles. This 16 home community is an ideal for homeowners looking to enjoy that perfect, carefree lifestyle while being close to downtown Florham Park and the downtowns of Madison and Morristown NJ.</p>
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<p>Florham Park lies just 28 miles west of New York City in <a href="https://theaftonflorhampark.com/MorrisCounty.asp">Morris County</a>, NJ and is just minutes away from all the conveniences necessary for today's lifestyles</p>
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<h2>Community Highlights</h2>
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<ul><li>Old world craftsmanship with the latest in Smart Home Technology, The Afton offers discerning owners Luxury Townhomes of the Highest Caliber.</li><li>Up to 3,000 Sq. Ft, of usable living space.</li><li>A Distinctive Community of 3 to 4 Bedroom homes with 3.1 Baths and 2 Car Garages.</li><li>Offers Four Levels including Basements each with your own private elevator to easily access all floors.</li><li>3 Floor Plans to choose from. All have the option of extra living space on the First Floor for a Family Room, Bedroom or an Office.</li><li>Low Florham Park Property Taxes.</li><li>Quality Shopping and Cultural Activities abound nearby including Museums, Historical Landmarks, Art Galleries, Gardens, Parks and Recreation Galore.</li><li>0.3 +/- Miles to the Florham park Shopping Center with a Post Office, Cleaners, Bank and Pharmacy and nearby Trader Joe's and Kings Supermarkets for Groceries.</li><li>2 +/- Miles to Brooklake Country Club.</li><li>4 +/- Miles to Morris County Golf Club.</li><li>6 +/- miles to Designer Shopping at the Mall at Short Hills.</li><li>2 Miles from Livingston Mall with Free Parking and Jitney to South Orange Train Station.</li><li>35 +/- minute drive to Manhattan</li><li>20+/- minute drive to Newark International Airport</li><li>Minutes to Major Routes like 10, 24, 78, NJ Turpike, Garden State Parkway and Interstates 287 & 80</li><li>Morris County, New Jersey was recently rated as the 6th Best Place to Raise a Family by Forbes Magazine ranking U.S. counties with populations over 65,000</li></ul><div><br /></div>
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<h1>Gallery</h1>
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<figure class="wp-block-gallery columns-3 is-cropped"><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20200718_181034830_ios_50134202708_o-a15d0a98cccb21884453c2d87203a3d046cadcd9-scaled.jpg"><img class="wp-image-8125" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20200718_181034830_ios_50134202708_o-a15d0a98cccb21884453c2d87203a3d046cadcd9-scaled.jpg" data-id="8125" data-link="https://www.srrealestategroup.com/?attachment_id=8125" height="300" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20200718_181034830_ios_50134202708_o-a15d0a98cccb21884453c2d87203a3d046cadcd9-1024x768.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20200718_181038067_ios_50134203088_o-80b10f85d390a8bfb7e4bd192b4ff8e2156b474c-scaled.jpg"><img 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data-link="https://www.srrealestategroup.com/?attachment_id=8127" height="300" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20200718_181040369_ios_50134982472_o-698117bef74354018993260c6f7ea3c99c1b495b-1024x768.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20200718_181104370_ios_50134202983_o-a5477ae3577861e43b4a21b749c7511ae8100bc5-scaled.jpg"><img class="wp-image-8128" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20200718_181104370_ios_50134202983_o-a5477ae3577861e43b4a21b749c7511ae8100bc5-scaled.jpg" data-id="8128" data-link="https://www.srrealestategroup.com/?attachment_id=8128" height="300" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20200718_181104370_ios_50134202983_o-a5477ae3577861e43b4a21b749c7511ae8100bc5-1024x768.jpg" width="400" 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data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/lr1_52673861738_o-00b3b20c618a84963113d59e0929e9ee25f817e0.jpg" data-id="8131" data-link="https://www.srrealestategroup.com/?attachment_id=8131" height="254" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/lr1_52673861738_o-00b3b20c618a84963113d59e0929e9ee25f817e0.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/kit_52673336509_o-1b86c11cb3dcb8145cb9ef3df21f700acaea992c.jpg"><img class="wp-image-8129" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/kit_52673336509_o-1b86c11cb3dcb8145cb9ef3df21f700acaea992c.jpg" data-id="8129" data-link="https://www.srrealestategroup.com/?attachment_id=8129" height="211" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/kit_52673336509_o-1b86c11cb3dcb8145cb9ef3df21f700acaea992c.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/mbr_52672549617_o-58935816002c2921f8113cc999c12fff04361c3c.jpg"><img class="wp-image-8133" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/mbr_52672549617_o-58935816002c2921f8113cc999c12fff04361c3c.jpg" data-id="8133" data-link="https://www.srrealestategroup.com/?attachment_id=8133" height="218" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/mbr_52672549617_o-58935816002c2921f8113cc999c12fff04361c3c.jpg" width="400" /></a></figure><figure style="text-align: left;"><a 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<h1>Location</h1><div><iframe allowfullscreen="" height="450" loading="lazy" referrerpolicy="no-referrer-when-downgrade" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d1510.4163678192415!2d-74.38862371743346!3d40.787691241264774!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c3a8bea8ad5805%3A0x6cd7bb5067fce7b1!2s4%20Hanover%20Rd%2C%20Florham%20Park%2C%20NJ%2007932!5e0!3m2!1sen!2sus!4v1676579313827!5m2!1sen!2sus" style="border: 0;" width="600"></iframe></div>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-39834768022082271512023-02-15T16:20:00.003-05:002023-02-15T16:20:56.081-05:00Northgate at Florham Park, NJ<p>Luxurious, spacious, bright, private & convenient all describe the beautiful Northgate at Florham Park, a 55+ Active Adult community that offers residents the opportunity to own low-maintenance townhouses designed to fit today's lifestyles. This intimate 33-home community located in Florham Park, New Jersey is an ideal community for older adults who are looking to enjoy that perfect, active retirement lifestyle while being close to everything like downtown Florham Park and the downtowns of Madison and Morristown.</p><!--wp:paragraph-->
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<p>Florham Park lies just 28 miles west of New York City in Morris County and is just minutes away from all the conveniences necessary for today's lifestyles.</p>
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<h2>Community Highlights</h2>
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<ul><li>2 to 4-bedroom homes with 2.1-3.1 baths and 2-car garages</li><li>Open layouts with plenty of storage. </li><li>3 Floor Plans to choose from with some offering First Floor Master Suites.</li><li>Most townhomes have built-in elevators with access to all 3 Floors.</li><li>Year Built: 2008-2009</li><li>Low Florham Park Property Taxes.</li><li>Professionally landscaped with Walking/Jogging Paths.</li><li>Quality Shopping and Cultural Activities abound nearby including Museums, Historical Landmarks, Art Galleries, Gardens, Parks and Recreation Galore.</li><li>1.5 +/- Miles to the Florham park Shopping Center with a Post Office, Cleaners, Bank and Pharmacy and nearby Trader Joe's and Kings Supermarkets for Groceries.</li><li>1 +/- Miles to Lifetime Fitness Center.</li><li>3 +/- Miles to Brooklake Country Club.</li><li>4 +/- Min Drive to Trader Joe's.</li><li>4 +/- Min Drive to Pinch Brook Golf Course.</li><li>5 +/- Miles to Morristown Medical Center.</li><li>6+/- miles to Designer Shopping at the Mall at Short Hills.</li><li>35 +/- minute drive to Manhattan</li><li>20+/- minute drive to Newark International Airport</li><li>Minutes to Major Routes like 10, 24, 78, NJ Turpike, Garden State Parkway and Interstates 287 & 80</li></ul>
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<h2 style="text-align: left;"><a class="wp-block-button__link" href="https://www.srrealestategroup.com/results-gallery/?city=20952&sort=importdate&status=A%2CCS&streetname=Northridge%20Dr" rel="https://www.srrealestategroup.com/results-gallery/?polygon=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%3D&sort=importdate&status=A%2CCS%2CAC%2CP%2CS&utm_source=OTHERWEB&utm_campaign=Morris-Homes.com&mdv=3&mpv=3&utm_medium=referral" target="_blank">Check Available Homes</a></h2><div class="wp-block-button has-custom-font-size has-normal-font-size"><br /></div>
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<h1>Gallery</h1>
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<figure class="wp-block-gallery columns-3 is-cropped"><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_195839656_ios_52665276098_o-f144df44badc8b6fdf5c892fa3610097acad9f54-scaled.jpg"><img class="wp-image-8116" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_195839656_ios_52665276098_o-f144df44badc8b6fdf5c892fa3610097acad9f54-scaled.jpg" data-id="8116" data-link="https://www.srrealestategroup.com/?attachment_id=8116" height="298" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_195839656_ios_52665276098_o-f144df44badc8b6fdf5c892fa3610097acad9f54-1024x762.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_195940220_ios_52665276068_o-77579357d96da425a86ca850481573fdf8283d75-scaled.jpg"><img class="wp-image-8117" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_195940220_ios_52665276068_o-77579357d96da425a86ca850481573fdf8283d75-scaled.jpg" data-id="8117" data-link="https://www.srrealestategroup.com/?attachment_id=8117" height="298" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_195940220_ios_52665276068_o-77579357d96da425a86ca850481573fdf8283d75-1024x762.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200035801_ios_52665069074_o-4011255d9f0a94e8c1d43aa3623e921aae1985eb-scaled.jpg"><img class="wp-image-8118" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200035801_ios_52665069074_o-4011255d9f0a94e8c1d43aa3623e921aae1985eb-scaled.jpg" data-id="8118" data-link="https://www.srrealestategroup.com/?attachment_id=8118" height="298" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200035801_ios_52665069074_o-4011255d9f0a94e8c1d43aa3623e921aae1985eb-1024x763.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200129976_ios_52665213155_o-7c39331ed21dd9335e10ffec860913644202f716-scaled.jpg"><img class="wp-image-8119" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200129976_ios_52665213155_o-7c39331ed21dd9335e10ffec860913644202f716-scaled.jpg" data-id="8119" data-link="https://www.srrealestategroup.com/?attachment_id=8119" height="299" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200129976_ios_52665213155_o-7c39331ed21dd9335e10ffec860913644202f716-1024x766.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200137276_ios_52664277657_o-4bd57b7ef28bb764a709a61d5ee250eb0ed4d147-scaled.jpg"><img class="wp-image-8120" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200137276_ios_52664277657_o-4bd57b7ef28bb764a709a61d5ee250eb0ed4d147-scaled.jpg" data-id="8120" data-link="https://www.srrealestategroup.com/?attachment_id=8120" height="299" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200137276_ios_52664277657_o-4bd57b7ef28bb764a709a61d5ee250eb0ed4d147-1024x765.jpg" width="400" /></a></figure><figure style="text-align: left;"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200221177_ios_52665068929_o-181edb22236e66cd6fda4c9c78e520ebbfba1fcb-scaled.jpg"><img class="wp-image-8121" data-full-url="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200221177_ios_52665068929_o-181edb22236e66cd6fda4c9c78e520ebbfba1fcb-scaled.jpg" data-id="8121" data-link="https://www.srrealestategroup.com/?attachment_id=8121" height="299" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2023/02/20230201_200221177_ios_52665068929_o-181edb22236e66cd6fda4c9c78e520ebbfba1fcb-1024x765.jpg" width="400" /></a></figure><figure style="text-align: left;"><br /></figure></figure>
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<div><h1>Location</h1></div><iframe allowfullscreen="" height="450" loading="lazy" referrerpolicy="no-referrer-when-downgrade" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3020.5127932298255!2d-74.3744146!3d40.794723999999995!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x89c3a8e932438017%3A0x340341b982fa65bd!2sNorthridge%20Dr%2C%20Florham%20Park%2C%20NJ%2007932!5e0!3m2!1sen!2sus!4v1676495904482!5m2!1sen!2sus" style="border: 0;" width="600"></iframe>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 50 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.<gwmw style="display: none;"></gwmw></p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-75063374643531976912021-12-27T22:08:00.000-05:002021-12-28T10:09:28.576-05:00Key Things To Avoid After Applying for a Mortgage<p> <img alt="Key Things To Avoid After Applying for a Mortgage" height="350" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/21113131/20211227-KCM-Share.jpg" width="640" /></p><!-- wp:image {"align":"center"} -->
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<p>Once you’ve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. It’s exciting to start thinking about moving in and decorating your new place, but before you make any large purchases, move your money around, or make any major life changes, be sure to consult your lender – someone who’s qualified to explain how your financial decisions may impact your home loan.</p>
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<p>Here’s a list of things you shouldn’t do after applying for a mortgage. They’re all important to know – or simply just good reminders – for the process.</p>
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<h4><strong>1. Don’t Deposit Cash into Your Bank Accounts Before Speaking with Your Bank or Lender.</strong></h4>
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<p>Lenders need to source your money, and cash isn’t easily traceable. Before you deposit any amount of cash into your accounts, discuss the proper way to document your transactions with your loan officer.</p>
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<h4><strong>2. Don’t Make Any Large Purchases Like a New Car or Furniture for Your Home.</strong></h4>
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<p>New debt comes with new monthly obligations. New obligations create new qualifications. People with new debt have higher debt-to-income ratios. Since higher ratios make for riskier loans, qualified borrowers may end up no longer qualifying for their mortgage.</p>
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<h4><strong>3. Don’t Co-Sign Other Loans for Anyone.</strong></h4>
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<p>When you co-sign, you’re obligated. With that obligation comes higher debt-to-income ratios as well. Even if you promise you won’t be the one making the payments, your lender will have to count the payments against you.</p>
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<h4><strong>4. Don’t Change Bank Accounts.</strong></h4>
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<p>Remember, lenders need to source and track your assets. That task is much easier when there’s consistency among your accounts. Before you transfer any money, speak with your loan officer.</p>
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<h4><strong>5. Don’t Apply for New Credit.</strong></h4>
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<p>It doesn’t matter whether it’s a new credit card or a new car. When you have your credit report run by organizations in multiple financial channels (mortgage, credit card, auto, etc.), your FICO® score will be impacted. Lower credit scores can determine your interest rate and possibly even your eligibility for approval.</p>
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<h4><strong>6. Don’t Close Any Credit Accounts.</strong></h4>
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<p>Many buyers believe having less available credit makes them less risky and more likely to be approved. This isn’t true. A major component of your score is your length and depth of credit history (as opposed to just your payment history) and your total usage of credit as a percentage of available credit. Closing accounts has a negative impact on both of those determinants of your score.</p>
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<h3><strong>Bottom Line</strong></h3>
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<p>Any blip in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. If your job or employment status has changed recently, share that with your lender as well. The best plan is to fully disclose and discuss your intentions with your loan officer before you do anything financial in nature.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-57431126029192792962021-12-26T17:56:00.002-05:002021-12-28T09:57:19.367-05:00The Perks of Putting 20% Down on a Home<p> <img alt="The Perks of Putting 20% Down on a Home" height="350" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/20130618/20211222-KCM-Share.jpg" width="640" /></p><!-- wp:image {"align":"center"} -->
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<p>If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the loan, or could you put down less? While there are lower down payment programs available that allow qualified buyers to put down as little as 3.5%, it’s important to understand the many perks that come with a 20% down payment.</p>
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<p>Here are four reasons why putting 20% down may be a great option if it works within your budget.</p>
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<h4><strong>1. Your Interest Rate May Be Lower</strong></h4>
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<p>A 20% down payment vs. a 3-5% down payment shows your lender you’re more financially stable and not a large credit risk. The more confident your lender is in your credit score and your ability to pay your loan, the lower the mortgage interest rate they’ll likely be willing to give you.</p>
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<h4><strong>2. You’ll End Up Paying Less for Your Home</strong></h4>
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<p>The larger your down payment, the smaller your loan amount will be for your mortgage. If you’re able to pay 20% of the cost of your new home at the start of the transaction, you’ll only pay interest on the remaining 80%. If you put down 5%, the additional 15% will be added to your loan and will accrue interest over time. This will end up costing you more over the lifetime of your home loan.</p>
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<h4><strong>3. Your Offer Will Stand Out in a Competitive Market</strong></h4>
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<p>In a market where many buyers are competing for the same home, sellers often like to see offers come in with 20% or larger down payments. The seller gains the same confidence as the lender in this scenario. You are seen as a stronger buyer with financing that’s more likely to be approved. Therefore, the deal will be more likely to go through.</p>
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<h4><strong>4. You Won’t Have To Pay Private Mortgage Insurance (PMI)</strong></h4>
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<p>What is PMI? <a href="https://myhome.freddiemac.com/buying/breaking-down-pmi">According</a> to <em>Freddie Mac:</em></p>
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<blockquote class="wp-block-quote"><p><em>“For homeowners who put less than 20% down, Private Mortgage Insurance or <strong>PMI is an added insurance policy for homeowners</strong> that protects the lender if you are unable to pay your mortgage.</em></p><p><strong><em>It is not the same thing as homeowner’s insurance. It’s a monthly fee, rolled into your mortgage payment, that’s required if you make a down payment less than 20%. . . . </em></strong><em>Once you’ve built equity of 20% in your home, you can cancel your PMI and remove that expense from your monthly payment.”</em></p></blockquote>
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<p>As mentioned earlier, if you put down less than 20% when buying a home, your lender will see your loan as having more risk. PMI helps them recover their investment in you if you’re unable to pay your loan. This insurance isn’t required if you’re able to put down 20% or more.</p>
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<p>Many times, home sellers looking to move up to a larger or more expensive home are able to take the equity they earn from the sale of their house to put 20% down on their next home. With the equity homeowners have today, it creates a great opportunity to put those savings toward a larger down payment on a new home.</p>
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<h3><strong>Bottom Line</strong></h3>
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<p>If you’re looking to buy a home, consider the benefits of 20% down versus a smaller down payment. Lean on a professional for expert advice to help make your homeownership goals a reality.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-36131255500367099202021-12-22T13:43:00.002-05:002021-12-24T13:45:22.279-05:00What Everyone Wants To Know: Will Home Prices Decline in 2022?<p> <a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/12/20211215-KCM-Share-cecaba3e9efecfb44a1bcaf061e2bbef2e907f8e.jpg"><img class="wp-image-5545" height="350" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/12/20211215-KCM-Share-cecaba3e9efecfb44a1bcaf061e2bbef2e907f8e.jpg" width="640" /></a></p><!-- wp:image {"align":"center","id":5545,"sizeSlug":"full","linkDestination":"media"} -->
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<p>If you’re thinking of buying a home in today’s housing market, you may be wondering how strong your investment will be. You might be asking yourself: if I buy a home now, will it lose value? Or will it continue to appreciate going forward? The good news is, according to the experts, home prices are not projected to decline. Here’s why.</p>
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<p>With buyers still outweighing sellers, home prices are forecast to continue climbing in 2022, just at a slower or more moderate pace. Why the continued increase? It’s the simple law of supply and demand. When there are fewer items on the market than there are buyers, the competition for that item makes prices naturally rise.</p>
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<p>And while the number of homes for sale today is expected to improve with more sellers getting ready to list their houses this winter, we’re certainly not out of the inventory woods yet. Thus, the projections show continued appreciation, but at a more moderate rate than what we’ve seen over the past year.<img alt="What Everyone Wants To Know: Will Home Prices Decline in 2022? | Keeping Current Matters" class="wp-image-2080320" height="480" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/13135927/20211216-NM-Eng.png" width="640" /></p>
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<p>Here’s a look at the latest 2022 expert forecasts on home price appreciation:<a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/13135927/20211216-NM-Eng.png"></a></p>
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<p>What’s the biggest takeaway from this graph? <strong>None of the major experts are projecting depreciation in 2022.</strong> They’re all showing an increase in home prices next year.</p>
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<p>And here’s what some of the industry’s experts say about how that will play out in the housing market next year:</p>
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<p>Brad Hunter of <a href="https://hunterhousingeconomics.com/"><em>Hunter Housing Economics</em></a> explains:</p>
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<blockquote class="wp-block-quote"><p><em>“. . . the recent unsustainable rate of home price appreciation will slow sharply. . . . <strong>home prices will not decline. . . </strong>but they will simply rise at a more sustainable pace.”</em></p></blockquote>
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<p>Danielle Hale from <em>realtor.com</em> <a href="https://www.realtor.com/news/trends/what-to-expect-in-2022-housing-market/">agrees</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“<strong>Price growth is expected to move back toward a normal range, but this is on top of recent high prices</strong>, . . . So prices will [still] hit new highs. . . . The pace of price growth is going to slow notably . . . ”</em></p></blockquote>
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<h4><strong>What Does This Mean for the Housing Market?</strong></h4>
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<p>While home price appreciation is expected to continue, it isn’t projected to be the record-breaking 18 to almost 20% increase the market saw over the past 12 months. Overall, it’s important to note that price increases won’t be as monumental as they were in 2021 – but they certainly won’t decline anytime soon.</p>
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<h4><strong>What Does That Mean for You?</strong></h4>
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<p>With motivated buyers in the market and so few homes available to purchase, the imbalance of supply and demand will continue to put upward pressure on home prices in 2022. And when home price appreciation is in the forecast, that’s a clear indication your investment in homeownership is a sound one.</p>
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<h3><strong>Bottom Line</strong></h3>
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<p>It’s important to know that home prices are not projected to decline in the new year. Instead, they’re forecast to rise, just at a more moderate pace. That’s why it’s mission-critical to work with a trusted advisor to make sure you’re up to date on what’s happening with home price appreciation in your market, so you can make an informed decision about your next move.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-85040760952139261132021-12-17T16:53:00.001-05:002021-12-17T16:53:17.943-05:00Homebuyers Are Going on a Shopping Spree This Winter<p> <img alt="Homebuyers Are Going on a Shopping Spree This Winter" height="350" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/14141009/20211216-KCM-Share.jpg" width="640" /></p><!-- wp:image {"align":"center"} -->
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<p><a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/14141009/20211216-KCM-Share.jpg"></a>Black Friday and Cyber Monday are over, which means some shoppers have wrapped up their holiday buying. But there’s still a group of buyers that are <em>very </em>active this holiday season – homebuyers.</p>
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<p>Experts anticipate the real estate market will see a flurry of activity this winter, and that’s great news for today’s sellers. If you’re planning on listing your home, there’s no need to wait until the spring for better conditions – <strong>today’s real estate market is already heating up.</strong></p>
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<h4><strong>Buyers Have Warmed Up to the Idea of Purchasing This Winter</strong></h4>
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<p>The past 18 months brought about significant lifestyle changes for many of us, including the rise in remote work, job changes, and even early retirement for some. For many people, it’s prompting a search for their next home now rather than waiting for warmer months.</p>
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<p>Lawrence Yun, Chief Economist at the <em>National Association of Realtors </em>(NAR), <a href="https://www.realtor.com/advice/sell/should-you-wait-until-spring-to-sell-your-home-no-way-why-winter-listings-rule-today/">points out</a> how this winter may see a significant number of sales:</p>
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<blockquote class="wp-block-quote"><p><em>“Compared to other past winter seasons, this winter season’s sales activity will be stronger. . . . <strong>This winter, there will be more sales compared to pre-pandemic winters going back all the way to 2006</strong>.”</em></p></blockquote>
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<p>You might be wondering: what does strong sales activity mean for you? It means there are likely to be more buyers active in the market this winter – <strong>far more than more normal, pre-pandemic years.</strong></p>
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<p>In the same article, Danielle Hale, Chief Economist for <em>realtor.com,</em> puts it in these simple terms:</p>
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<blockquote class="wp-block-quote"><p><em>“</em><strong><em>Sellers can expect to see plenty of buyers</em></strong><em>.”</em></p></blockquote>
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<p>The more buyers there are in the market, the more likely it is your home will get noticed. That can lead to a multiple-offer scenario or a potential bidding war. Receiving multiple offers on your home means you can select the right offer and terms for your situation –<strong> so you can truly win as a seller when you list your house this winter.</strong></p>
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<h3><strong>Bottom Line</strong></h3>
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<p>If you’re thinking about selling your house, you don’t need to wait until the spring. Buyers are ready now. Connect with a local real estate advisor to learn more about why selling this holiday season could be the gift that keeps on giving.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-7524802214855712212021-12-14T14:41:00.005-05:002021-12-14T14:41:36.122-05:00Advice for First-Generation Homebuyers<!--wp:image {"align":"center","id":5516,"sizeSlug":"full","linkDestination":"media"}-->
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<p></p><figure class="aligncenter size-full"><img class="wp-image-5516" height="350" src="https://www.srrealestategroup.com/files/2021/12/20211214-KCM-Share-16081b3f27e572cb05472fa603f8d4406f1de712.jpg" width="678" /></figure>The sense of pride you’ll feel when you purchase a home can’t be overstated. For first-generation homebuyers, that feeling of accomplishment is even greater. That’s because the pride of homeownership for first-generation buyers extends far beyond the homebuyer. AJ Barkley, Head of Neighborhood and Community Lending for <em>Bank of America</em>, <a href="https://themreport.com/daily-dose/10-22-2021/family-is-an-important-factor-for-first-time-homebuyers">says</a>:<p></p>
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<blockquote class="wp-block-quote"><p><em>“Achieving this goal can <strong>create a sense of pride and accomplishment</strong> that resonates both for the buyer and those closest to them, including their parents and future generations.”</em></p></blockquote>
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<p>In other words, your dream of homeownership has far-reaching impacts. If you’re about to be the first person in your family to buy a home, let that motivate you throughout the process. As you begin your journey, here are three helpful tips to make that dream come true.</p>
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<h4><strong>1. Reach Out to a Real Estate Professional</strong></h4>
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<p>It’s important to reach out to a trusted advisor early in your homebuying process. Not only can an agent help you find the right home, but they’ll serve as your expert advisor and answer any questions you might have along the way.</p><p><img alt="Advice for First-Generation Homebuyers | Keeping Current Matters" class="wp-image-2080315" height="480" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/13113925/20211214-NM-Eng-1.png" width="640" /></p>
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<p>The latest <a href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers"><em>Profile of Home Buyers and Sellers</em></a> from the <em>National Association of Realtors</em> (NAR) surveyed first-time homebuyers to see how their agent helped them with their home purchase (<em>see chart below</em>):<a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/13113925/20211214-NM-Eng-1.png"></a></p>
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<p>As the graph shows, your agent is a great source of information throughout the process. They’ll help you understand what’s happening, assess a home’s condition, and negotiate a contract that has the best possible terms for you. These are just some of the reasons having an expert in your corner is critical as you navigate one of the most significant purchases of your life.</p>
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<h4><strong>2. Do Your Research and Know What You Can Afford</strong></h4>
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<p>The second piece of advice for first-generation homebuyers is practical: do your research so you know what you can afford. That means getting your finances in order, reviewing your budget, and getting pre-approved through a lender. It also means learning the ins and outs of what it takes to pay for your home, <strong>including what you’ll need for a down payment.</strong></p>
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<p>Many homebuyers believe the common misconception that you can’t purchase a home without coming up with a 20% for a down payment. As <em>Freddie Mac</em> <a href="https://sf.freddiemac.com/articles/insights/down-payments-helping-future-borrowers-bridge-the-awareness-gap">says</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“The most damaging down payment myth—since it stops the homebuying process before it can start—is the belief that 20% is necessary.</em></p></blockquote><blockquote class="wp-block-quote"><p><img alt="Advice for First-Generation Homebuyers | Keeping Current Matters" class="wp-image-2080316" height="480" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/13113913/20211214-NM-Eng-2.png" width="640" /></p></blockquote>
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<p>The chart below shows what recent homebuyers have actually put down on their purchases:<a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/12/13113913/20211214-NM-Eng-2.png"></a></p>
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<p>On average, first-time buyers only put 7% down on their home purchase. That’s far less than the 20% many people believe is necessary. That means your down payment, and your home purchase, may be in closer reach than you realize. Keep that in mind as you work with a real estate professional to better understand what you’ll need for your purchase.</p>
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<h4><strong>3. Don’t Lose Sight of What Home Means to You</strong></h4>
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<p>Finally, it’s important keep in mind why you’re searching for a home to begin with. Overwhelmingly, first-generation homeowners recognize the financial and non-financial benefits of owning a home. In fact, in a recent <a href="https://about.bankofamerica.com/content/dam/about/pdfs/bofa-2021-hbir-first-generation-homeowner-spotlight.pdf">survey</a>:</p>
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<ul><li>73% of first-generation homeowners say the safety and security homeownership provides is increasing in importance.</li><li>Nearly two-thirds of first-generation homeowners say the importance of building equity in a home is growing more important as well.</li></ul>
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<p>As AJ Barkley explains:</p>
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<blockquote class="wp-block-quote"><p><em>“For many first-generation homeowners and their families, <strong>homeownership has a unique importance, given the collective efforts to overcome financial challenges that can often span generations…”</strong></em></p></blockquote>
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<h3><strong>Bottom Line</strong></h3>
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<p>If you’re a first-generation homebuyer, being prepared and working with a trusted expert is key to achieving your dream. Connect with a real estate professional in your local area today to get started on your path to homeownership.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!--/wp:paragraph-->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-58569401000917250752021-12-07T13:33:00.003-05:002021-12-07T13:33:35.526-05:00Why It Just Became Much Easier To Buy a Home<p> </p><!-- wp:separator -->
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<p>Since the pandemic began, Americans have reevaluated the meaning of the word <em>home</em>. That’s led some renters to realize the many benefits of homeownership, including the feelings of security and stability and the financial benefits that come with rising home equity. At the same time, many current homeowners have decided their house no longer meets their needs, so they moved into homes with more space inside and out, including a home office for remote work.</p>
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<p>However, not every purchaser has been able to fulfill their desire for a new home. Here are two obstacles some homebuyers are facing:</p>
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<ul><li>The ability to save for a down payment</li><li>The ability to qualify for a mortgage at the current lending standards</li></ul>
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<p>This past week, both of those challenges have been mitigated to some degree for many purchasers. The FHFA (which handles mortgages by <em>Freddie Mac</em>, <em>Fannie Mae</em>, and the <em>Federal Housing Administration</em>) is raising its loan limit for prospective purchasers in 2022. The term used to describe the maximum loan amount they will entertain is the <em>Conforming Loan Limit</em>.</p>
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<h4><strong>What Is the Difference Between a Conforming Loan and a Non-Conforming Loan?</strong></h4>
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<p><em>Investopedia</em> explains the difference in a <a href="https://www.investopedia.com/federal-agency-announces-2022-conforming-limits-for-conventional-loans-5211394">recent post</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“Conforming loans are the only loans that meet the requirements to be acquired by Fannie Mae and Freddie Mac. Jumbo loans, which exceed the conforming limit, are the most common type of nonconforming loan.”</em></p></blockquote>
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<h4><strong>What Difference Does It Make to Me as a Home Buyer?</strong></h4>
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<p>A <em>Forbes</em> <a href="https://www.forbes.com/advisor/mortgages/conforming-vs-non-conforming-loan/">article</a> earlier this year explains the benefits of a conforming loan and why they exist:</p>
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<blockquote class="wp-block-quote"><p><em>“Since lenders can’t sell non-conforming loans to Fannie Mae or Freddie Mac to free up their cash, they’re a bit riskier for the lender. This is especially true for jumbo loans, which aren’t backed by any government guarantees. If you default on a jumbo loan, it’s a huge blow to the lender.</em></p><p><em>Thus, lenders generally charge higher interest rates to compensate, and they can have even more requirements. For example, lenders who give out jumbo loans often require that you make a down payment of at least 20% and show that you have at least six months’ worth of cash in reserve, if not more.”</em></p></blockquote>
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<h4><strong>What Happened Last Week?</strong></h4>
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<p>The FHFA has significantly increased its Conforming Loan Limits for 2022. Sandra L. Thompson, FHFA Acting Director, explains in the <a href="https://www.fhfa.gov/Media/PublicAffairs/Pages/Acting-Director-Thompson-Statement-on-Increased-Conforming-Loan-Limits-for-2022.aspx">press release</a> that:</p>
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<blockquote class="wp-block-quote"><p><em>“Compared to previous years, the 2022 Conforming Loan Limits represent a significant increase due to the historic house price appreciation over the last year. While 95 percent of U.S. counties will be subject to the new baseline limit of $647,200, approximately 100 counties will have conforming loan limits approaching $1 million.”</em></p></blockquote>
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<p>This means that more homes now qualify for a conforming loan with lower down payment requirements and easier lending standards – the two challenges holding many buyers back over the last year.</p>
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<p>The <em>Federal Housing Administration</em> (FHA) also increased its Conforming Loan Limits for 2022. That could also mean an easier path to homeownership for many prospective buyers. As the <em>Forbes</em> article explains:</p>
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<blockquote class="wp-block-quote"><p><em>“FHA loans can be very beneficial if you don’t have as much savings, or if your credit score could use some work.”</em></p></blockquote>
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<h3><strong>Bottom Line</strong></h3>
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<p>Buying your first or your next home may have just gotten much easier (less stringent qualifying standards) and less expensive (possibly lower mortgage rate). Check with your local real estate professional to see how these changes may impact you.</p>
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<h5><strong>Resources:</strong></h5>
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<ol><li>To get more information on the new FHFA Conforming Loan Limits, click <a href="https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Conforming-Loan-Limits-for-2022.aspx">here</a>.</li><li>To get more information on the new FHA Conforming Loan Limits, click <a href="https://www.hud.gov/press/press_releases_media_advisories/HUD_No_21_197">here</a>.</li></ol>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-28046373350327400762021-11-16T17:08:00.001-05:002021-11-16T17:08:06.746-05:00Sellers: You’ll Likely Get Multiple Strong Offers This Season<p> <a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/20211116-KCM-Share-c503020475731956f94c9f82a886f3fc4e9d44cf.jpg"><img class="wp-image-5485" height="350" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/20211116-KCM-Share-c503020475731956f94c9f82a886f3fc4e9d44cf.jpg" width="640" /></a></p><!-- wp:image {"align":"center","id":5485,"sizeSlug":"full","linkDestination":"media"} -->
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<p>Are you thinking about selling your house right now, but you’re not sure you’ll have the time to do so as the holidays draw near? If so, consider this: even as the holiday season approaches, there are plenty of buyers out there, and they <em>really</em> want your house. Here’s why selling this winter is a win for you.</p>
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<p>Today’s buyers are still dealing with a limited number of homes for sale. Thanks to continued low inventory, those buyers are competing with one another for their dream home. And when that happens, if your house is one of the few on the market, it will rise to the top of the pool – and it will be worth it.</p>
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<p class="has-black-color has-text-color has-link-color">According to the latest data from the <em><a href="https://cdn.nar.realtor/sites/default/files/documents/2021-09-realtors-confidence-index-10-21-2021.pdf" rel="noreferrer noopener" target="_blank">National Association of Realtors</a></em> (NAR), the average seller received 3.7 offers on their house in September. For a view into what’s happening at the state level, take a look at the map below:</p><p class="has-black-color has-text-color has-link-color"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/20211115-NM-Eng-1-1-677c235f86db155d45e1254f49a463d988b8d870.png"><img class="wp-image-5486" height="480" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/20211115-NM-Eng-1-1-677c235f86db155d45e1254f49a463d988b8d870.png" width="640" /></a></p>
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<p>Nationwide, the average seller today is getting nearly four offers. That number is significant because it means you’ll likely have multiple offers to pick from if you sell your house this season. To put things into perspective, no matter where your state falls, <strong>remember that you really only need one good offer to close the deal</strong>.</p>
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<p>Any offer you receive will likely be from a highly motivated buyer who’s doing everything they can to beat the competition. The stakes for buyers are high. They’ve been looking for a house and they want to lock in their dream home before prices and mortgage rates rise further next year. Chances are, they’ll get creative with the terms of their offer, which could include waiving contingencies and offering over the asking price – both of which are great news for you.</p>
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<p>If you’re on the fence about when to sell, remember your house is a hot commodity this season. As other sellers take a break for the holidays with plans to re-list their homes in the new year, you can put your house in front of motivated buyers by making your move today. That means your house will be the center of attention, and likely the center of a bidding war too.</p>
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<h3><strong>Bottom Line</strong></h3>
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<p>Selling now gives you even more opportunity to win big as buyers compete for your house in today’s market.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-33571875143368184692021-11-12T13:42:00.001-05:002021-11-17T13:42:59.159-05:00Should I Update My House Before I Sell It?<p style="text-align: center;"> <img alt="Should I Update My House Before I Sell It? [INFOGRAPHIC] | Keeping Current Matters" class="wp-image-2079889" height="640" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/10102223/20211112-NM.png" width="388" /></p><!-- wp:image {"id":2079889} -->
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<p><a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/10102223/20211112-NM.png"></a></p>
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<h3><strong>Some Highlights</strong></h3>
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<ul><li>If you’re deciding whether you should make <a href="https://www.remodeling.hw.net/cost-vs-value/2021/">updates</a> before you <a href="https://www.keepingcurrentmatters.com/2021/11/09/how-sellers-win-when-housing-inventory-is-low/">sell</a> your house, lean on your <a href="https://www.keepingcurrentmatters.com/2021/09/29/dont-tackle-selling-your-home-on-your-own-an-agent-can-help/">agent</a> to be your guide.</li><li>If the market is flooded with houses for sale, updates may be necessary for your house to stand out. In our current <a href="https://cdn.nar.realtor/sites/default/files/documents/2021-09-realtors-confidence-index-10-21-2021.pdf">sellers’ market</a>, the added expenses might not be worth it.</li><li>Partner with a local real estate professional for expert advice on which updates are important in <a href="https://www.keepingcurrentmatters.com/2021/09/24/its-still-a-sellers-market-infographic/">today’s market</a>.</li></ul>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-48268670092304521952021-11-10T14:19:00.014-05:002021-11-17T14:21:38.540-05:00Housing Market Predictions for 2021 & 2022<p> <a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/GettyImages-1093117204-2-1030x563-c593c2e006347f135860435df5784029a182fb3d.jpg" style="text-align: center;"><img class="wp-image-5494" height="350" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/GettyImages-1093117204-2-1030x563-c593c2e006347f135860435df5784029a182fb3d-1024x560.jpg" width="640" /></a></p>
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<p>While 2021 faced its fair share of ups and downs, we know one thing to be true: the real estate market not only met expert predictions, it surpassed them, breaking records along the way.</p>
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<p>With that in mind, there’s one big blaring question right now: will the 2022 housing market continue to follow same trajectory, or are we facing a possible downturn?</p>
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<p>Let’s take a deep dive into what leading real estate experts are projecting for the final quarter of 2021 and what to expect in 2022 so you have the knowledge and confidence you need to succeed in your real estate goals.</p>
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<h1>HOUSING MARKET FORECAST</h1>
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<h2>Interest rates are rising but projected to stay low</h2>
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<p>One of the biggest drivers for 2021’s booming real estate market was record-low mortgage rates. Because of this, affordability reached one of the highest levels it has in the last 30 years. Naturally, eager buyers followed.</p>
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<p>The good news is, experts are predicting that mortgage rates will remain low for the foreseeable future.</p>
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<p>While home prices continue to appreciate across the country (more on that later), the counter of the low mortgage rates means homes are still affordable to purchase, albeit slightly less than it was at the beginning of the year<a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/housing-affordability-graph-1030x549-0ca8bedbf0de1c310eb8cacd2de6cb7b488b16ad.png"><img class="wp-image-5495" height="341" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/housing-affordability-graph-1030x549-0ca8bedbf0de1c310eb8cacd2de6cb7b488b16ad-1024x546.png" width="640" /></a></p>
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<h2>Home sales are slowing but still strong</h2>
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<p>There’s no doubting it. The last two years have been some of the craziest years in the history of real estate. </p>
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<p>While experts are noticing home sales slightly slowing, that definitely doesn’t mean the market is slow. It’s just returning to a more balanced one than we have seen in recent years.</p>
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<h2>Home prices are appreciating slower too</h2>
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<p>The constant battle between high buyer demand and low inventory in 2021 led to a surge in home values that left everyone scared we were headed for another housing bubble. There’s no hiding the fact that this year’s home price escalation was a bit excessive. However, it was also just a result of simple economics – high buyer demand coupled with extremely low supply.</p>
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<p>As inventory starts to grow, experts anticipate price appreciation will slow.<a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/home-price-graph-2-1030x549-c8f717c074a67102853c4de1624ee9ed07927836.webp"><img class="wp-image-5496" height="341" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/home-price-graph-2-1030x549-c8f717c074a67102853c4de1624ee9ed07927836-1024x546.webp" width="640" /></a></p>
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<h2>Foreclosures will happen – but won’t lead to price declines</h2>
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<p>The massive wave of unemployment that came along with the pandemic led many homeowners across the country to enter mortgage forbearance.</p>
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<p>While unemployment is slowly but surely declining (and ahead of expectations), it will be a while before we reach the pre-COVID levels. Because of this, foreclosures are expected to rise.</p>
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<p>However, experts don’t anticipate this will lead to anything resembling the <strong>foreclosure crisis we saw in 2008</strong>. They also don’t expect it to lead to the major home value depreciation that followed.</p>
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<h1>IS THE HOUSING MARKET GOING TO CRASH BEFORE 2021 ENDS?</h1>
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<p>All of this leads to the question everyone has on their minds: do all these signs point to a housing market crash? The answer, according to top real estate experts, is a big “no.”</p>
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<p>While memories of the housing crash of 2008 still linger on the minds of many buyers and sellers, today’s market conditions resemble nothing close to what caused it. Home price appreciation may be high, but it’s also a result of too many buyers and too few homes for sale.</p>
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<p>The forbearance situation should be balanced out by the large amount of equity homeowners currently have – meaning they can choose to sell rather than foreclose. Plus, while affordability may be decreasing, historically speaking, it’s still high compared to most other years.</p>
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<h1>WHAT DOES THIS MEAN FOR BUYERS <em>&</em> SELLERS FOR THE REST OF 2021?</h1>
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<p>There is still a lot of motivation for buyers and sellers in the market, and that’s not expected to change in the coming months.</p>
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<p>With both inventory and mortgage rates remaining low, both sides of the real estate transaction stand to benefit from making a move before the end of the year.</p>
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<p>And while real estate may be slowing slightly across the nation – it’s still strong. Waiting until next year could mean losing out on a less competitive market and better affordability: the two big factors positively impacting buyers and sellers today.</p>
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<h1>2022 HOUSING MARKET PREDICTIONS</h1>
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<p>The past two years have been full of exciting and record-breaking moments. It’s also seen its fair share of buyer fatigue, hesitancy and confusion.</p>
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<p>Here’s what industry experts are saying about what they anticipate for the 2022 housing market.<a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/Home-Price-Graph-1-1030x549-f2bc25f514f23e97bf8277ff7da409de4b74eca5.webp"><img class="wp-image-5497" height="341" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/Home-Price-Graph-1-1030x549-f2bc25f514f23e97bf8277ff7da409de4b74eca5-1024x546.webp" width="640" /></a></p>
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<h2>Home Prices</h2>
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<p>In the past 12 months, home price appreciation has been the topic of many headlines, and not in a good way. Speculation that we’re in another housing bubble has kept many buyers and sellers hesitant that we’re headed for another crash.</p>
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<p>So, <strong>what does the future hold for home prices?</strong></p>
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<p>It’s important to remember that the 2021 market was anything but normal, and that escalating home values were a direct result of record-low inventory. However, experts project that the inventory situation should improve in the coming year, stabilizing price appreciation across the nation.</p>
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<p>But <strong>will home prices depreciate in 2022?</strong> Over 100 industry experts don’t think so. Instead, they are projecting a more modest appreciation of 5.82% in the next 12 months compared to the 11.74% rise seen on average in 2021.<a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/Screen-Shot-2021-10-22-at-11-000195b7ec11326a09e2ea6bcf58ace33ab0ed7c.webp"><img class="wp-image-5498" height="371" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/Screen-Shot-2021-10-22-at-11-000195b7ec11326a09e2ea6bcf58ace33ab0ed7c-1024x593.webp" width="640" /></a></p>
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<h2>Mortgage Rates</h2>
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<p>The past year saw the lowest mortgage rates in the history of real estate. If you're waiting for those rates to come back down or go down more, you may be waiting a very long time.</p>
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<p>While <strong><a href="https://www.keepingcurrentmatters.com/2021/10/21/important-distinction-homes-are-less-affordable-not-unaffordable/">homes right now may be less affordable</a></strong> than they were a year ago, they’re still extremely affordable. If we look at the <a href="http://www.freddiemac.com/pmms/">30-year mortgage rate</a> chronicled by <em>Freddie Mac</em>, we can see the average rates by decade:</p>
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<ul><li>1970s: 8.86%</li><li>1980s: 12.7%</li><li>1990s: 8.12%</li><li>2000s: 6.29%</li><li>2010s: 4.09%</li></ul>
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<p>While experts don’t project that mortgage rates will rise a huge amount, any increase would mean an increase in monthly mortgage payments. A couple decimal points may not seem like a lot to most people, but it could make or break a housing budget. A rise in mortgage rates coupled with continued home price appreciation only means one thing: paying more for the same house you'd buy now.<a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/Listing-graph-1-1030x549-65b8a2d788c39322a86506e7f6262bcd246bea03.webp"><img class="wp-image-5499" height="341" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/11/Listing-graph-1-1030x549-65b8a2d788c39322a86506e7f6262bcd246bea03-1024x546.webp" width="640" /></a></p>
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<h2>Housing Inventory</h2>
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<p>Inventory has been, without a doubt, the biggest player in the anything but ordinary real estate market we’ve experienced in the last two years. </p>
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<p>The good news is, there are many factors that lead industry experts to anticipate a rise in homes for sale.</p>
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<p>Here’s why:</p>
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<ul><li>Homeowners may be more confident putting their homes on the market as COVID numbers continue to drop and more people become vaccinated.</li><li>Many of the obstacles halting or slowing new construction start to fade and those homes come on the market, adding new inventory and meeting the needs of population growth.</li><li>As forbearance comes to a close, experts predict a wave of new homes coming to the market. However, they don’t anticipate the majority of these to be foreclosures. Instead, because of built-up equity, homeowners in this position will have the opportunity to sell instead.</li></ul>
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<p>While more inventory may take a bit of the edge off of today’s competitive market, it’s important to note that it doesn’t mean prices will fall or homes will become more affordable. There will just be more available to choose from.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-41901137049621785122021-11-05T14:34:00.001-04:002021-11-17T14:35:38.260-05:00What’s Happening with Home Prices?<p> <img alt="What’s Happening with Home Prices?" height="350" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/05134004/20211110-KCM-Share.jpg" width="640" /></p><!-- wp:image {"align":"center"} -->
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<p><a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/05134004/20211110-KCM-Share.jpg"></a>Many people have questions about home prices right now. <em>How much have prices risen over the past 12 months? What’s happening with home values right now? What’s projected for next year?</em> Here’s a look at the answers to all three of these questions.</p>
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<h4><strong>How much have home values appreciated over the last 12 months?</strong><img alt="What’s Happening with Home Prices? | Keeping Current Matters" class="wp-image-2079837" height="480" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/05133953/20211110-NM-Eng-1.png" width="640" /></h4>
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<p>According to the latest <a href="https://www.corelogic.com/intelligence/u-s-home-price-insights/"><em>Home Price Index</em></a> from <em>CoreLogic</em>, home values have increased by 18.1% compared to this time last year. Additionally, prices have gone up at an accelerated pace for each of the last eight months <em>(see graph below)</em>:<a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/05133953/20211110-NM-Eng-1.png"></a>The increase in the rate of appreciation that’s shown by <em>CoreLogic</em> coincides with data from the other two main home price indices: the <a href="https://www.fhfa.gov/AboutUs/Reports/ReportDocuments/FHFA-HPI-Monthly-10262021.pdf"><em>FHFA Home Price Index</em></a> and the <a href="https://www.spglobal.com/spdji/en/documents/indexnews/announcements/20211026-1444567/1444567_cshomeprice-release-1026.pdf"><em>S&P Case Shiller Index</em></a>.</p>
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<p>The last year has shown tremendous home price appreciation, which is resulting in a major gain in wealth for homeowners through rising <a href="https://www.keepingcurrentmatters.com/2021/10/22/your-home-equity-is-growing-infographic/">equity</a>.</p>
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<h4><strong>What’s happening with home prices right now?</strong><img alt="What’s Happening with Home Prices? | Keeping Current Matters" class="wp-image-2079838" height="480" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/05133941/20211110-NM-Eng-2.png" width="640" /></h4>
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<p>All three indices mentioned above also show that while appreciation is in the high double digits right now, that price acceleration is beginning to level off (<em>see graph below</em>):<a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/05133941/20211110-NM-Eng-2.png"></a>Year-over-year appreciation is still close to 20%, but it’s clearly plateauing at that rate. Many experts believe it will drop below 15% by the end of the year.</p>
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<p>Keep in mind, <strong>that doesn’t mean home values will depreciate</strong>. It means the rate of appreciation will slow, yet stay well above the 25-year average of 5.1%.</p>
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<h4><strong>What about next year?</strong></h4>
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<p>The recent surge in prices is the result of heavy buyer demand and a <a href="https://www.keepingcurrentmatters.com/2021/10/26/there-are-more-homes-available-now-than-there-were-this-spring/">shortage</a> of homes available for sale. Most experts believe that as more housing inventory comes to market (both new construction and existing homes), the supply and demand for housing will come more into balance. That balance will bring a lower rate of appreciation in 2022. Here’s a look at home price forecasts from six major entities, and they all project future appreciation:</p>
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<ol><li><a href="https://www.fanniemae.com/research-and-insights/forecast"><em>Fannie Mae</em></a></li><li><em><a href="http://www.freddiemac.com/research/forecast/index.page">Freddie Mac</a></em></li><li><em><a href="https://www.mba.org/news-research-and-resources/research-and-economics/forecasts-and-commentary">Mortgage Bankers Association</a></em></li><li><em><a href="https://pulsenomics.com/surveys/#home-price-expectations">Home Price Expectation Survey</a></em></li><li><em><a href="https://www.zelmanassociates.com/">Zelman & Associates</a></em></li><li><em><a href="https://cdn.nar.realtor/sites/default/files/documents/forecast-Q4-2021-us-economic-outlook-10-28-2021.pdf">National Association of Real</a>ty</em><img alt="What’s Happening with Home Prices? | Keeping Current Matters" class="wp-image-2079839" height="480" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/05133928/20211110-NM-Eng-3.png" width="640" /></li></ol>
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<p><a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/11/05133928/20211110-NM-Eng-3.png"></a>While the projected rate of appreciation varies among the experts, due to things like supply chain challenges, virus variants, and more, it’s clear that home values will continue to appreciate next year.</p>
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<h3><strong>Bottom Line</strong></h3>
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<p>There have been historic levels of home price appreciation over the last year. That pace will slow as we finish 2021 and enter into 2022. Prices will still rise in value, just at a much more moderate pace, which is good news for the housing market.</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-38569034714174644272021-10-14T13:57:00.002-04:002021-10-14T13:57:07.061-04:00Here’s the best new asset class in real estate: Tricon Residential CEO<p> <em>Written by <a href="https://www.yahoo.com/author/thomas-hum">Thomas Hum</a> for <a href="https://finance.yahoo.com/news/heres-the-best-new-asset-class-in-real-estate-tricon-residential-ceo-145713574.html">yahoo!finance</a></em></p><!-- wp:paragraph -->
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<p>The housing market continues to be characterized by <a href="https://finance.yahoo.com/news/housing-market-normalize-180006968.html?fr=sycsrp_catchall">low inventories and soaring prices</a>, with year-over-year deceleration not expected until January 2022. Within this hot real estate market, <a href="https://triconresidential.com/" rel="noreferrer noopener" target="_blank">Tricon Residential</a> (<a href="https://finance.yahoo.com/quote/TCNGF?p=TCNGF&.tsrc=fin-srch">TCNGF</a>, <a href="https://finance.yahoo.com/quote/TCN.TO?p=TCN.TO&.tsrc=fin-srch">TCN.TO</a>) President and CEO Gary Berman believes that the best new asset class may be single-family rental properties.</p>
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<p>“Single-family rental — we think this is potentially the best new asset class in real estate, both for investors and consumers,” Berman <a href="https://finance.yahoo.com/video/best-asset-class-real-estate-152715807.html">told Yahoo Finance Live</a>. “And it provides an unbelievable opportunity for consumers as well who may be struggling in the pandemic with affordability.”</p>
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<p>Berman joined Yahoo Finance Live on Tricon Residential’s U.S. listing day to discuss the state of the housing market as well as the forward outlook for real estate investment in areas such as the Sun Belt. A Toronto-based real estate company which has also been trading publicly in Canada, Tricon Residential invests in single-family rental and multi-family rental homes, and owns about 33,000 properties across the U.S. and Canada.</p>
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<p>The company focuses on the middle market, Berman said, and invests heavily in properties located in the Sun Belt.</p>
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<p>“People are challenged looking for housing during the pandemic, and we provide what we think is a hotel-ready product and a maintenance-free lifestyle with affordable rent. And we think it's exactly what the market needs,” Berman said. “And it's a real win, a real victory, we think, both for the consumer or renter and obviously our investors as well.”</p>
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<h2><strong>Insatiable demand' for housing</strong></h2>
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<p>The California housing market is <a href="https://finance.yahoo.com/news/c-r-releases-2022-california-140000845.html?fr=sycsrp_catchall">expected</a> to remain solid if the pandemic is kept under control, but structural challenges may still persist. Existing single-family home sales in the state are forecasted to decline 5.2 percent from 2021 to 2022, and California’s median home price is also expected to rise 5.2 percent to $834,400 next year. This follows a projected 20.3 percent increase to $793,100 in 2021.</p>
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<p>According to Berman, in order to satisfy the “insatiable demand” currently seen in the housing market, Tricon Residential is going to focus on doubling its single-family rental holdings.</p>
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<p>“Right now, we own about 25,000 single family homes throughout the Sun Belt. We want to double that to 50,000 homes over the next three years,” he said. “And really, at the end of the day, there's so much demand for what we're doing. It's a high-class problem.”</p>
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<figure class="wp-block-image"><div style="text-align: center;"><img alt="For Rent sign in front of new house" height="426" src="https://s.yimg.com/ny/api/res/1.2/KNnTjANCpWh.Oonkz3O48g--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtjZj13ZWJw/https://s.yimg.com/os/creatr-uploaded-images/2021-10/14d90a00-2847-11ec-a6ff-9d352de26698" width="640" /></div><figcaption>'For Rent' sign in front of new house on the real estate market.</figcaption></figure>
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<h2><strong>Real estate throughout the pandemic</strong></h2>
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<p>With eviction moratoriums formally ending in states around the country such as <a href="https://finance.yahoo.com/news/californias-eviction-moratorium-ends-leaving-tenants-facing-tsunami-of-evictions-195505727.html?fr=sycsrp_catchall">California</a>, Berman said that Tricon Residential remains cognizant of the challenges that its customer base has been and continues to experience as the economic ramifications of the pandemic persist.</p>
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<p>“A priority at the company [is] what we call self-governed or limited renewal increases,” Berman said. “So our renewal increases during the pandemic have been anywhere from 0 percent to maybe 5 percent in an environment where we could probably be passing on renewal increases of 10 percent to 12 percent.”</p>
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<p>In the long run, he said, striving for low turnover benefits both the company’s tenants as well as its investors.</p>
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<p>“We're really trying to put ourselves in the shoes of our residents and really drive the best low turnover model we can,” Berman said. “We don't want to force our residents out of their homes. We want them to stay with us and really be long-term renters. And we think in the long-term, that's the best thing for investors as well.”</p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-26089724339338005372021-09-09T10:46:00.003-04:002021-09-09T10:46:26.921-04:00Fall is HERE - Is Your Home READY to SELL?<p> </p><!-- wp:heading {"textAlign":"center","level":1} -->
<h1 class="has-text-align-center"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/09/Fall-vs-Winter-Home-Pic_High-Res-2.jpg" style="text-align: center;"><img class="wp-image-5350" height="150" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/09/Fall-vs-Winter-Home-Pic_High-Res-2-1024x240.jpg" width="640" /></a></h1>
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<p>The Fall Market is already ramping up! If you’re thinking of selling, let us help you prepare by taking <strong>FREE </strong>exterior photos of your home before the seasons turn. Look at the pics above - which is more appealing?</p>
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<p>We also offer FREE staging tips and expert advice on preparing your home for sale. Contact us today!</p>
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<p><strong>When your Home looks its Best, Buyers bring their Best!</strong></p>
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<p id="block-957cb4d9-8f5a-41a8-b0c2-3c373de1dec8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-515ae362-c40f-483f-96dc-6c3b59e2e27d"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-58775020519943007942021-07-07T11:02:00.002-04:002021-07-07T11:02:39.875-04:00The Truths Young Homebuyers Need To Hear<p> <img alt="The Truths Young Homebuyers Need To Hear" height="350" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/07/06103525/20210707-KCM-Share.jpg" width="640" /></p><!-- wp:image {"align":"center"} -->
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<p>For many young or first-time homebuyers, purchasing a home can feel intimidating. A recent <a href="https://lombardohomes.com/renting-vs-buying-101/">survey</a> shows some homebuyers ages 25 to 40 may be unsure about the homebuying process and what they can afford. It found:</p>
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<ul><li><em>“1 in 4 underestimated their buying potential by $150k or more”</em></li><li><em>“1 in 4 underestimated the increase in value by $100k or more”</em></li><li><em>“47% don’t know what a good interest rate is”</em></li></ul>
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<p>Because they feel uncertain, many young homebuyers have given up on their search, or worse, they’ve decided homebuying isn’t for them and never started on their journey to begin with.</p>
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<p>If you’re interested in buying but aren’t sure where to begin, here are three key concepts about homeownership you should understand before you get started.</p>
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<h4><strong>1. What You Need To Know About Down Payments</strong></h4>
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<p>Saving for a down payment is sometimes viewed as one of the biggest obstacles for homebuyers, but that doesn’t have to be the case. As <em>Freddie Mac</em> <a href="https://sf.freddiemac.com/articles/insights/down-payments-helping-future-borrowers-bridge-the-awareness-gap">says</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“<strong>The most damaging down payment myth—since it stops the homebuying process before it can start—is the belief that 20% is necessary</strong>.”</em></p></blockquote>
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<p>According to the most recent <a href="https://www.nar.realtor/research-and-statistics/research-reports/home-buyer-and-seller-generational-trends"><em>Home Buyers and Sellers Generational Trends Report</em></a> from the <em>National Association of Realtors</em> (NAR), the median down payment for homes purchased between July 2019 and June 2020 was only 12%. That number is <em>even lower </em>when we control for age – <strong>for buyers</strong> <strong>in the 22 to 30 age range, the median down payment was only 6%.</strong></p>
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<h4><strong>2. You May Be Able To Afford More Home Than You Think</strong></h4>
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<p>Working remotely, exercising, and generally spending more time than ever in our homes has changed what many people are looking for in their living space. However, some young homebuyers don’t feel they can afford a home that suits their growing needs and have decided to continue renting instead. That means they’ll miss out on some of the long-term benefits of owning a home. As an article recently published by NAR <a href="https://magazine.realtor/daily-news/2021/06/08/survey-young-adults-underestimate-costs-of-homeownership">points out</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“Many young adults are underestimating how much they need for homeownership, the survey finds. <strong>Millennials underestimated how much home they can afford right now, how much interest they would pay over a 30-year mortgage, and how much home values appreciate, on average, over 10 years…”</strong></em></p></blockquote>
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<p>Knowing how much home you can afford when starting the buying process is critical and could be the game-changer that gets you from renting to buying.</p>
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<h4><strong>3. Homeownership Will Become Less Affordable the Longer You Wait</strong></h4>
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<p>Finally, with mortgage rates starting to rise along with home prices appreciating, putting off buying a home now could cost you much more later. Sam Khater, Chief Economist at <em>Freddie Mac,</em> <a href="https://www.globenewswire.com/news-release/2021/06/24/2252751/0/en/Mortgage-Rates-Rise-Above-Three-Percent.html">notes</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“<strong>As the economy progresses and inflation remains elevated, we expect that rates will continually rise in the second half of the year</strong>.”</em></p></blockquote>
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<p>Most experts forecast interest rates will rise in the months ahead, and even the smallest increase can influence your buying power. <strong>If you’ve been on the fence about buying a home, there’s no time like the present.</strong></p>
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<h3><strong>Bottom Line</strong></h3>
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<p>If you feel overwhelmed by the prospect of starting your home search, you’re not alone. Connect with a local real estate agent to learn more about the process, what you’ll need to start your search, and what to expect.</p>
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<p id="block-4606e990-9894-462c-843d-aed61f6e00c8">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-cc9db765-cbe4-40b4-aa42-1e81dc105298"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-56140402284297318972021-07-06T17:21:00.008-04:002021-07-06T17:21:55.707-04:00A Look at Home Price Appreciation Through 2025<p> <a href="https://www.srrealestategroup.com/files/2021/07/20210706-KCM-Share.jpg"><img class="wp-image-5089" height="350" src="https://www.srrealestategroup.com/files/2021/07/20210706-KCM-Share.jpg" width="640" /></a></p><!-- wp:image {"align":"center","id":5089,"sizeSlug":"large","linkDestination":"media"} -->
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<p>Home prices have increased significantly over the last year, which in turn has grown the net worth of homeowners. Appreciation and home equity are directly linked – as the value of a home increases, so does a homeowner’s equity. And with these recent gains, homeowners are witnessing their <strong>financial stability and well-being grow to record levels</strong>.</p>
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<p>In more good news for homeowners, the most recent <em><a href="https://pulsenomics.com/surveys/#home-price-expectations">Home Price Expectations Survey</a></em> – a survey of a national panel of over one hundred economists, real estate experts, and investment and market strategists – <strong>forecasts home prices will continue appreciating over the next five years, adding to the record amount of equity homeowners have already gained over the past year</strong>. Below are the expected year-over-year rates of home price appreciation from the report:</p>
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<div class="wp-block-image"><figure class="aligncenter size-large"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/07/20210706-NM-Eng-1.png"><img class="wp-image-5090" height="480" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/07/20210706-NM-Eng-1.png" width="640" /></a></figure></div>
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<h2>What Does This Mean for Homeowners?</h2>
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<p>Home prices are climbing today, and the data in the survey indicates they’ll continue to increase, but at rates that approach a more normal pace. Even still, the amount of household wealth a homeowner stands to earn going forward is substantial. This truly becomes clear when we consider a scenario using a median-priced home purchased in January of 2021 and the projected rate of appreciation on that home over the next five years. As the graph below illustrates, a homeowner could <strong>increase their net worth by a significant amount – over $93,000 dollars by 2026</strong>.</p>
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<div class="wp-block-image"><figure class="aligncenter size-large"><a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/07/20210706-NM-Eng-2.png"><img class="wp-image-5091" height="480" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/07/20210706-NM-Eng-2.png" width="640" /></a></figure></div>
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<h2>Home Price Appreciation and Home Equity</h2>
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<p><em>CoreLogic</em> recently released their quarterly <em><a href="https://www.corelogic.com/intelligence/homeowner-equity-insights/" rel="noreferrer noopener" target="_blank">Homeowner Equity Insights Report</a></em>, which tracks the year-over-year increases in equity. It shows an average <strong>annual gain of $33,400 per borrower over the past 12 months</strong>. In the report, Dr. Frank Nothaft, Chief Economist for <em>CoreLogic</em>, further explains:</p>
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<p>“<strong>Double-digit home price growth in the past year has bolstered home equity to a record amount</strong>. The national <em>CoreLogic Home Price Index</em> recorded an 11.4% rise in the year through March 2021, leading to a $216,000 increase in the average amount of equity held by homeowners with a mortgage.”</p>
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<p>The expected, sustained growth of home prices means homeowners can continue to build on the past year’s record levels of home equity – and their financial prosperity. It also presents today’s homeowners with a unique opportunity: using their growing equity for a home upgrade. With so few homes available to purchase and strong buyer demand, there may not be a better time to sell your current house and move into one that better meets your needs.</p>
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<h2>Bottom Line</h2>
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<p>Home prices are expected to continue appreciating over the next five years, and the associated equity gains are the quickest way homeowners can build household wealth. If you’re a current homeowner who’s ready to take advantage of your built-up equity, contact a local real estate advisor to discuss your options.</p>
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<p id="block-7e43e103-58cb-44ae-8a3c-cc9dd69db9ce">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-f9ba1901-e054-4f8e-a2c3-92033f758226"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.comtag:blogger.com,1999:blog-925834064792295934.post-31140696171880212692021-07-04T17:19:00.006-04:002021-07-06T17:20:45.366-04:00What Do Experts See on the Horizon for the Second Half of the Year?<p> <a href="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/07/20210630-KCM-Share.jpg"><img class="wp-image-5096" height="350" src="https://bt-wpstatic.freetls.fastly.net/wp-content/blogs.dir/1408/files/2021/07/20210630-KCM-Share.jpg" width="640" /></a></p><!-- wp:image {"align":"center","id":5096,"sizeSlug":"large","linkDestination":"media"} -->
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<p>As we move into the latter half of the year, questions about what’s to come are top of mind for buyers and sellers. Near record-low mortgage rates coupled with rising home price appreciation kicked off a robust housing market in the first half of 2021, but what does the forecast tell us about what’s on the horizon?</p>
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<h4><strong>Mortgage Rates Will Likely Increase, but Remain Low</strong></h4>
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<p>Many experts are projecting a rise in interest rates. The latest <em>Quarterly Forecast</em> from <em>Freddie Mac</em> <a href="http://www.freddiemac.com/research/forecast/20210414_quarterly_economic_forecast.page">states</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“<strong>We forecast that</strong> <strong>mortgage rates will continue to rise through the end of next year.</strong> We estimate the 30-year fixed mortgage rate will average 3.4% in the fourth quarter of 2021, rising to 3.8% in the fourth quarter of 2022.”</em></p></blockquote>
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<p>However, even as mortgage rates rise, the anticipated increase is expected to be modest at most, and still well below historical averages. Rates remaining low is good news for homebuyers who are looking to maximize their purchasing power. The same report from <em>Freddie Mac </em>goes on to say:</p>
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<blockquote class="wp-block-quote"><p><em>“While higher mortgage rates will help slow the pace of home sales and moderate house price growth, <strong>we expect overall housing market activity will remain robust.</strong> Our forecast has total home sales, the sum of new and existing home sales, at 7.1 million in 2021….”</em></p></blockquote>
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<h4><strong>Home Price Appreciation Will Continue, but Price Growth Will Likely Slow</strong></h4>
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<p>Joe Seydl, Senior Markets Economist at <em>J.P. Morgan</em>, <a href="https://privatebank.jpmorgan.com/gl/en/insights/living/do-you-want-to-jump-into-the-us-housing-market">projects</a> home prices to continue rising as well, indicating buyers interested in purchasing a home should do so sooner rather than later. Waiting for rates or home prices to fall may not be wise:</p>
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<blockquote class="wp-block-quote"><p><em>“Homebuyers—interest rates are still historically low, though they are inching up. Housing prices have spiked during the last six-to-nine months, <strong>but we don’t expect them to fall soon, and we believe they are more likely to keep rising.</strong> If you are looking to purchase a new home, conditions now may be better than 12 months hence.”</em></p></blockquote>
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<div class="wp-block-image"><figure class="aligncenter"><img alt="What Do Experts See on the Horizon for the Second Half of the Year? | Keeping Current Matters" class="wp-image-2078372" height="480" src="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/06/29150110/20210630-NM-Eng-1.png" width="640" /></figure></div>
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<p>Other experts remain optimistic about home prices, too. The graph below highlights 2021 home price forecasts from multiple industry leaders:<br /><a href="https://files.keepingcurrentmatters.com/wp-content/uploads/2021/06/29150110/20210630-NM-Eng-1.png"></a></p>
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<h4><strong>Inventory Remains a Challenge, but There’s Reason To Be Optimistic</strong></h4>
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<p>Home prices are rising, but they should moderate as more housing inventory comes to market. George Ratiu, Senior Economist at <em>realtor.com</em>, <a href="https://www.realtor.com/research/weekly-housing-trends-view-data-week-june-19-2021/">notes</a> there are signs that we may see the current inventory challenges lessen, slowing the fast-paced home price appreciation and creating more choices for buyers:</p>
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<blockquote class="wp-block-quote"><p><em>“<strong>We have seen more new listings this year compared with 2020 in 11 of the last 13 weeks</strong>. The influx of new sellers over the last couple of months has been especially helpful in slowing price gains.”</em></p></blockquote>
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<p>New home starts are also showing signs of improvement, which further bolsters hopes of more options coming to market. Robert Dietz, Chief Economist at the <em>National Association of Home Builders </em>(NAHB), <a href="https://eyeonhousing.org/2021/06/single-family-starts-steady-in-may/">writes</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“As an indicator of the economic impact of housing, there are now <strong>652,000 single-family homes under construction. This is 28% higher than a year ago.”</strong></em></p></blockquote>
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<p>Finally, while it may not fundamentally change the market conditions we’re currently experiencing, another reason to be optimistic more homes might come to market: our improving economy. Mark Fleming, Chief Economist at <em>First American,</em> <a href="https://blog.firstam.com/economics/why-housing-market-potential-strengthened-in-april">notes</a>:</p>
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<blockquote class="wp-block-quote"><p><em>“A growing economy in the summer months has multiple implications for the housing market. Growing consumer confidence, a stronger labor market, and higher wages bode well for housing demand<strong>. While a growing economy and improving public health conditions may also spur hesitant existing owners to list their homes for sale, it’s unlikely to significantly ease the super sellers’ market conditions.</strong>”</em></p></blockquote>
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<h3><strong>Bottom Line</strong></h3>
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<p>As we look at the forecast for prices, interest rates, inventory, and home sales, experts remain optimistic about what’s on the horizon for the second half of 2021. Contact your trusted real estate advisor to discuss how to navigate the market together in the coming months.</p>
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<p id="block-7e43e103-58cb-44ae-8a3c-cc9dd69db9ce">With their Multi-Cultural Background, over 35 years of combined experience selling Real Estate and because they are Licensed in New Jersey, New York and California, Rahul, Smitha and their team can offer global reach. They have lots of experience representing a diverse group of clients, from Local New Jersey Buyers & Sellers to Relocation and International/Foreign Buyers, Sellers and Investors. Rahul and Smitha are exceptionally well-respected Realtors in the industry with high ethical standards and GLOWING REVIEWS. Their team offers a high level of expertise, innovative technology and cutting-edge real estate marketing and sales solutions. They specialize in Morris, Somerset, Essex and Union counties.</p>
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<p id="block-f9ba1901-e054-4f8e-a2c3-92033f758226"><a href="http://www.srrealestategroup.com/" rel="noreferrer noopener" target="_blank">www.SRRealEstateGroup.com</a> | <a href="http://www.morris-homes.com/" rel="noreferrer noopener" target="_blank">www.Morris-Homes.com</a> | <a href="http://www.thetownhouseexpert.com/">www.Th</a><a href="http://www.thetownhouseexpert.com/" rel="noreferrer noopener" target="_blank">eTownhouseExpert.com</a></p>
<!-- /wp:paragraph -->SR Real Estate Grouphttp://www.blogger.com/profile/07332487448207157917noreply@blogger.com